{"id":930287,"date":"2017-11-20T23:19:31","date_gmt":"2017-11-20T20:19:31","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=930287"},"modified":"2017-11-20T23:19:31","modified_gmt":"2017-11-20T20:19:31","slug":"how-to-be-a-smarter-online-shopper-this-cyber-monday","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=930287","title":{"rendered":"How to Be a Smarter Online Shopper This Cyber Monday"},"content":{"rendered":"
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Living<\/span><\/div>\n<\/div>\n<\/div>\n

How to Be a Smarter Online Shopper This Holiday Season<\/h1>\n<\/div>\n
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By <\/span>Alexa Von Tobel<\/span><\/span><\/span><\/div>\n

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From The Intern<\/em> (2015) Courtesy of Waverly Films<\/span><\/div>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n<\/header>\n<\/div>\n
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Where would we be without online shopping? Wandering store aisles aimlessly like our not-so-distant ancestors, that\u2019s where. Especially as we approach Black Friday and Cyber Monday, it becomes clear that one-click shopping is one of technology\u2019s greatest inventions\u2014and biggest potential threats to our wallets. A recent survey found that 27 percent of Americans start the new year in debt because of holiday spending. And online buying is one of the biggest culprits: Because pressing \u201cbuy\u201d is so easy (factor in PayPal and Apple Pay and it\u2019s not even necessary to enter your credit card number), we are constantly in danger of engaging in mindless shopping, the most dangerous kind. Here\u2019s how I like to avoid the one-tap trap.<\/p>\n

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    Make a List (and Check It Twice!)
    It goes without saying that getting organized will keep gift-gathering from going off the rails. But the rules apply to buying for yourself, too: At the start of every season, jot down the things that require replacing (worn-out heels, threadbare tees) and anything you anticipate needing for the upcoming three-month period (a gown for a black-tie party, for example). When you\u2019re tempted to shop, consult the list. Are those velvet pajama pants on there? If not, don\u2019t drop them in your cart.<\/p>\n<\/li>\n

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    Do the Cart-Ditch
    Speaking of dropping items in your cart, do it\u2014and keep them there! Some retailers, to tempt indecisive shoppers who have abandoned their full carts, will reach out via email with a discount offer. You\u2019ll need to have registered on the site (so they know how to reach you) and some don\u2019t bother with this tactic. But it\u2019s always worth a try, especially since there\u2019s a chance that by taking a beat to consider, you may decide you don\u2019t need the purchase anyway.<\/p>\n<\/li>\n

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    Find a Money Buddy
    Over the years at LearnVest, I\u2019ve learned that there\u2019s accountability in numbers when it comes to a financial plan. And yes, controlling your online shopping is<\/em> a big part of a financial plan. So choose someone who, like you, gets that rush when the Net-a-Porter bags arrive, and make a pact. Text each other about your struggles, your wins, and your sanity checks. You\u2019ll avoid so many near-misses simply by asking, \u201cDo I need this?\u201d Spoiler alert: You probably don\u2019t.<\/p>\n<\/li>\n

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    Create a Festive Fund
    Regardless of how you holiday shop, but especially if you\u2019re doing it online, set aside a specific fund to use. By creating a savings account for these expenses, you\u2019ll not only control your spending, but you\u2019ll also start a healthy habit of budgeting for all non-monthly expenses (think annual membership fees and the like)\u2014something that\u2019s a good move all year round.<\/p>\n<\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n

    Source URL: https:\/\/www.vogue.com\/article\/alexa-von-tobel-smarter-online-shopping<\/p>\n","protected":false},"excerpt":{"rendered":"

    Living How to Be a Smarter Online Shopper This Holiday Season By Alexa Von Tobel November 23, 2017 From The Intern (2015) Courtesy of Waverly Films Where would we be without online shopping? Wandering store aisles aimlessly like our not-so-distant ancestors, that\u2019s where. Especially as we approach Black Friday and Cyber Monday, it becomes clear […]<\/p>\n","protected":false},"author":1,"featured_media":930288,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[50],"class_list":["post-930287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-vogue-com"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/930287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=930287"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/930287\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/930288"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=930287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=930287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=930287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}