{"id":469620,"date":"2024-12-16T12:24:21","date_gmt":"2024-12-16T09:24:21","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=469620"},"modified":"2024-12-16T12:24:21","modified_gmt":"2024-12-16T09:24:21","slug":"comisia-europeana-provoaca-un-seism-in-sistemul-bancar-din-romania-ni-se-cere-sa-operam-o-schimbare-majora","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=469620","title":{"rendered":"Comisia European\u0103 provoac\u0103 un seism \u00een sistemul bancar din Rom\u00e2nia: Ni se cere s\u0103 oper\u0103m o schimbare major\u0103"},"content":{"rendered":"
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Comisia European\u0103<\/a> a decis s\u0103 ini\u021bieze o procedur\u0103 de constatare a ne\u00eendeplinirii obliga\u021biilor de c\u0103tre Rom\u00e2nia<\/a> pentru transpunerea incorect\u0103 a Directivei privind creditele ipotecare (Directiva 2014\/17\/UE). Directiva impune ca intermediarii de credite autoriza\u021bi \u00een alte state membre s\u0103 \u00ee\u0219i poat\u0103 desf\u0103\u0219ura activitatea \u00een Rom\u00e2nia, fie de la distan\u021b\u0103, fie prin intermediul unei sucursale locale.<\/h3>\n

\u201eComisia European\u0103 a decis s\u0103 ini\u021bieze o procedur\u0103 de constatare a ne\u00eendeplinirii obliga\u021biilor [INFR(2024)2247] prin trimiterea unei scrisori de punere \u00een \u00eent\u00e2rziere Rom\u00e2niei pentru transpunerea incorect\u0103 a Directivei privind creditele ipotecare (Directiva 2014\/17\/UE).<\/p>\n

Scopul directivei sus-men\u021bionate este de a crea o pia\u021b\u0103 unic\u0103 eficient\u0103 \u0219i competitiv\u0103 pentru consumatori, creditori \u0219i intermediarii de credite, cu un nivel ridicat de protec\u021bie a consumatorilor \u00een domeniul creditelor ipotecare.<\/p>\n

Directiva impune ca intermediarii de credite autoriza\u021bi \u00een alte state membre s\u0103 \u00ee\u0219i poat\u0103 desf\u0103\u0219ura activitatea \u00een Rom\u00e2nia, fie de la distan\u021b\u0103, fie prin intermediul unei sucursale locale. Ace\u0219tia pot lucra pe baza autoriz\u0103rii lor \u00een statul membru de origine \u0219i f\u0103r\u0103 nicio autoriza\u021bie sau \u00eenregistrare suplimentar\u0103 din partea autorit\u0103\u021bilor rom\u00e2ne.<\/p>\n

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Comisia consider\u0103 c\u0103 Rom\u00e2nia nu a transpus \u00een mod corespunz\u0103tor aceste aspecte ale Directivei privind creditele ipotecare. \u00cen consecin\u021b\u0103, Comisia trimite o scrisoare de punere \u00een \u00eent\u00e2rziere Rom\u00e2niei, care din acest moment are la dispozi\u021bie dou\u0103 luni pentru a r\u0103spunde \u0219i a remedia deficien\u021bele identificate de Comisie. Dac\u0103 nu prime\u0219te un r\u0103spuns satisf\u0103c\u0103tor, Comisia poate decide s\u0103 emit\u0103 un aviz motivat.<\/p>\n

Context<\/h3>\n

Prin pachetul s\u0103u lunar de decizii \u00een constatarea ne\u00eendeplinirii obliga\u021biilor, Comisia European\u0103 (\u201eComisia\u201d) urm\u0103re\u0219te ac\u021bionarea \u00een justi\u021bie a statelor membre care nu \u0219i-au \u00eendeplinit obliga\u021biile ce le revin \u00een temeiul legisla\u021biei UE. Aceste decizii, care vizeaz\u0103 diverse sectoare \u0219i domenii de politic\u0103 ale UE, au scopul de a asigura aplicarea corespunz\u0103toare a legisla\u021biei UE, \u00een beneficiul cet\u0103\u021benilor \u0219i al \u00eentreprinderilor.\u201d, arat\u0103 un comunicat al Comisiei Europene<\/p>\n<\/section>\n

Source URL: https:\/\/www.stiripesurse.ro\/comisia-europeana-provoaca-un-seism-in-sistemul-bancar-din-romania-ni-se-cere-sa-operam-o-schimbare-majora_3525011.html<\/p>\n","protected":false},"excerpt":{"rendered":"

Comisia European\u0103 a decis s\u0103 ini\u021bieze o procedur\u0103 de constatare a ne\u00eendeplinirii obliga\u021biilor de c\u0103tre Rom\u00e2nia pentru transpunerea incorect\u0103 a Directivei privind creditele ipotecare (Directiva 2014\/17\/UE). Directiva impune ca intermediarii de credite autoriza\u021bi \u00een alte state membre s\u0103 \u00ee\u0219i poat\u0103 desf\u0103\u0219ura activitatea \u00een Rom\u00e2nia, fie de la distan\u021b\u0103, fie prin intermediul unei sucursale locale. \u201eComisia […]<\/p>\n","protected":false},"author":1,"featured_media":469621,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9],"class_list":["post-469620","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-stiripesurse-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/469620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=469620"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/469620\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/469621"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=469620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=469620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=469620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}