{"id":2227579,"date":"2026-10-29T11:08:54","date_gmt":"2026-10-29T08:08:54","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2227579"},"modified":"2026-10-29T11:08:54","modified_gmt":"2026-10-29T08:08:54","slug":"cele-zece-banci-amendate-de-consiliul-concurentei-au-deschis-procese-pentru-suspendarea-deciziei","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2227579","title":{"rendered":"Cele zece b\u0103nci amendate de Consiliul Concuren\u021bei au deschis procese pentru suspendarea deciziei&#8230;"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-5\/57362f12-e335-408c-8f4c-c90765c7e91b\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-x63bga\">\n<nav>\n<ul class=\"breadcrump svelte-1pk9a69\">\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/\" title=\"Adev\u0103rul\" class=\"svelte-1pk9a69\">Home<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/economie\" class=\"svelte-1pk9a69\">Economie<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/economie\/cele-zece-banci-amendate-de-consiliul-concurentei-2567416.html\" class=\"svelte-1pk9a69\">Cele zece b\u0103nci amendate de Consiliul Concuren\u021bei au deschis procese pentru suspendarea deciziei autorit\u0103\u021bii. Chiri\u021boiu: \u201eVa dura destul de mult\u201d <\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-x63bga\"><\/p>\n<p>Instan\u021bele au \u00eenceput s\u0103 judece cererile de suspendare a deciziei Consiliului Concuren\u021bei depuse de cele zece b\u0103nci amendate cu o sum\u0103 total\u0103 de peste 700 de milioane de institu\u021bie pentru o presupus\u0103 manipulare a dob\u00e2nzilor.<\/p>\n<div class=\"container-image  svelte-1xbw4f3\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-5\/57362f12-e335-408c-8f4c-c90765c7e91b\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption svelte-1xbw4f3\"><span class=\"captionText svelte-1xbw4f3\">Bogdan Chiri\u021boiu, pre\u0219edintele Consiliului Concuren\u021bei <span class=\"source svelte-1xbw4f3\">Foto: Facebook\/Bogdan Chiri\u021boiu<\/span><\/span><\/div>\n<\/div>\n<p>BRD &#8211; Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale a deschis, miercuri, seria proceselor prin care cele zece b\u0103nci participante la stabilirea ROBOR au cerut instan\u021bei s\u0103 suspende executarea deciziei Consiliului Concuren\u021bei prin care au fost amendate cu peste 700 de milioane de euro p\u00e2n\u0103 la finalizarea tuturor c\u0103ilor de recurs \u00een justi\u021bie, dup\u0103 cum a declarat pre\u0219edintele Autorit\u0103\u021bii na\u021bionale \u00een domeniu, Bogdan Chiri\u021boiu, \u00eentr-un interviu pentru <a href=\"https:\/\/www.mediafax.ro\/stirile-zilei\/au-inceput-procesele-deschise-de-cele-zece-banci-amendate-de-consiliul-concurentei-pentru-suspendarea-aplicarii-deciziei-autoritatii-asteptarile-presedintelui-bogdan-chiritoiu-23833371\" rel=\"nofollow\">Mediafax.<\/a><\/p>\n<p>Banca Na\u021bional\u0103 a Rom\u00e2niei a respins concluziile deciziei Consiliului Concuren\u021bei \u0219i a ar\u0103tat c\u0103 inspectorii institu\u021biei nu au \u00een\u021beles mecanismul de formare a ROBOR, indicatorul-cheie \u00een func\u021bie de care sunt stabilite dob\u00e2nzile b\u0103ncilor comerciale.<\/p>\n<p><i>\u201e\u00cen urm\u0103toarea s\u0103pt\u0103m\u00e2n\u0103, Curtea de Apel Bucure\u0219ti va decide dac\u0103 b\u0103ncile trebuie s\u0103 pl\u0103teasc\u0103 acum sanc\u021biunea, cum se \u00eent\u00e2mpl\u0103 de obicei, sau dac\u0103 ea va fi suspendat\u0103 p\u00e2n\u0103 la finalizarea procesului de fond, ceea ce va dura destul de mult<\/i>\u201d, a explicat Chiri\u021boiu miza proceselor de suspendare a sentin\u021belor.<\/p>\n<p>El a mai spus c\u0103\u00a0<i>\u201efiecare banc\u0103 are un proces separat. Avem zece b\u0103nci sanc\u021bionate, zece procese. Ast\u0103zi a fost primul proces, cu BRD, iar pronun\u021barea a fost stabilit\u0103 pentru s\u0103pt\u0103m\u00e2na viitoare. M\u00e2ine avem al doilea proces, cu CEC\u201d.<\/i><\/p>\n<p>\u0218eful Consiliului Concuren\u021bei a ad\u0103ugat c\u0103 institu\u021bia a cerut ca procesele s\u0103 fie publice, \u00een timp ce b\u0103ncile au cerut audieri nepublice pentru a proteja secretul bancar.<\/p>\n<p>Toate b\u0103ncile sanc\u021bionate, printre care \u0219i CEC \u2013 cu capital majoritar de stat \u2013 au respins public acuza\u021biile aduse de Consiliul Concuren\u021bei.<\/p>\n<h2>Traseul deciziei<\/h2>\n<p>Decizia Plenului Consiliului Concuren\u021bei de amendare a b\u0103ncilor a fost primit\u0103 la finalul lunii septembrie, \u00een termenul maxim de patru luni pe care l-au avut responsabilii autorit\u0103\u021bii dispozi\u021bie pentru a o redacta.<\/p>\n<p><a href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\/cutremur-in-sistemul-bancar-consiliul-concurentei-2534889.html#google_vignette\">Unele din cele zece b\u0103nci vizate de decizia de sanc\u021bionare<\/a> au anun\u021bat public c\u0103 o resping \u0219i o vor contesta.<\/p>\n<p>Plenul Consiliului Concuren\u021bei a decis, a\u0219a acum a anun\u021bat pe 7 iunie, sanc\u021bionare a zece b\u0103nci<a href=\"https:\/\/adevarul.ro\/economie\/bancile-amendate-cu-373-miliarde-de-lei-in-2564145.html\"> cu amenzi \u00een valoare total\u0103 de 3,73 miliarde lei<\/a> (710 milioane euro), cea mai mare amend\u0103 din istoria institu\u021biei, pentru \u00eenc\u0103lcarea normelor de concuren\u021b\u0103, respectiv legea concuren\u021bei \u0219i Tratatul privind Func\u021bionarea Uniunii Europene, prin coordonarea comportamentului \u00een cadrul procedurii de stabilire a ROBOR.<\/p>\n<p><a class=\"related-inline svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\/cutremur-in-sistemul-bancar-consiliul-concurentei-2534889.html\" title=\"Alt articol de interes pentru tine\"><span class=\"inline-title svelte-78g0vl\">Cutremur \u00een sistemul bancar: Consiliul Concuren\u021bei a sanc\u021bionat 10 b\u0103nci din Rom\u00e2nia cu amenzi de 3,73 miliarde lei. Acuza\u021bii de manipulare a ROBOR<\/span><\/a><\/p>\n<p>B\u0103ncile participante la stabilirea ROBOR \u0219i-au urm\u0103rit cota\u021biile \u0219i, chiar dac\u0103 nu au avut o \u00een\u021belegere de timp cartel, comunic\u0103rile dintre ele au dus la vicierea indicelui, ceea ce are un impact asupra creditelor \u00een lei, a explicat pre\u0219edintele Consiliului Concuren\u021bei, Bogdan Chiri\u021boiu, \u00eentr-o conferin\u021b\u0103 de pres\u0103 privind decizia Plenului.<\/p>\n<h2>Amenzile aplicate celor zece b\u0103nci:<\/h2>\n<p>Banca Comercial\u0103 Rom\u00e2n\u0103 SA: 577,36 milioane lei;<\/p>\n<p>BRD-Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale SA: 412,47 milioane lei;<\/p>\n<p>Banca Transilvania S.A.: 875,74 milioane lei;<\/p>\n<p>Banca Transilvania SA (pentru fapta realizat\u0103 de OTP Bank Rom\u00e2nia SA): 85,03 milioane lei;<\/p>\n<p>ING Bank N.V. Amsterdam Sucursala Bucure\u0219ti: 405,91 milioane lei;<\/p>\n<p>Raiffeisen Bank Rom\u00e2nia SA: 442,49 milioane lei;<\/p>\n<p>Exim Banca Rom\u00e2neasc\u0103 SA: 96,49 milioane lei;<\/p>\n<p>CEC Bank SA: 332,98 milioane lei;<\/p>\n<p>UniCredit Bank SA: 431,03 milioane lei;<\/p>\n<p>Banca Comercial\u0103 Intesa Sanpaolo Rom\u00e2nia SA: 28,1 milioane lei;<\/p>\n<p>Libra Internet Bank SA: 45,86 milioane lei.<\/p>\n<h2>Ce a urm\u0103rit investiga\u021bia<\/h2>\n<p>Investiga\u021bia a fost declan\u0219at\u0103 la sf\u00e2r\u0219itul anului 2022 \u0219i a parcurs toate procedurile de analiz\u0103 \u0219i control, inclusiv etapa obligatorie de avizare prev\u0103zut\u0103 \u00een cadrul mecanismului de cooperare cu Comisia European\u0103, av\u00e2nd \u00een vedere constatarea \u00eenc\u0103lc\u0103rii TFUE, potrivit oficialilor Consiliului.<\/p>\n<p>Inspec\u021biile Consiliului Concuren\u021bei s-au derulat \u00een cadrul investiga\u021biei privind posibile \u00een\u021belegeri \u00eentre cele 10 b\u0103nci pentru fixarea ratei dob\u00e2nzii ROBOR, la un nivel c\u00e2t mai ridicat, \u00een cadrul procedurii de \u201efixing\u201d (stabilirea ratelor de referin\u021b\u0103 pentru ROBOR \u0219i ROBID).<\/p>\n<p>Astfel, investiga\u021bia a vizat activitatea b\u0103ncilor pe pia\u021ba monetar\u0103 interbancar\u0103 desf\u0103\u0219urat\u0103 \u00een cadrul procedurii de fixing, precum \u0219i cea desf\u0103\u0219urat\u0103 \u00een intervalul de 15 minute dup\u0103 efectuarea \u201efixingului\u201d, respectiv atragerea \u0219i plasarea depozitelor interbancare de c\u0103tre b\u0103ncile participante la stabilirea ratelor de referin\u021b\u0103 ROBOR\/ROBID la nivel na\u021bional.<\/p>\n<p>ROBOR este rata de referin\u021b\u0103 a pie\u021bei monetare interbancare ce influen\u021beaz\u0103 calculul dob\u00e2nzilor pentru creditele acordate persoanelor juridice (inclusiv entit\u0103\u021bi ale statului, precum autorit\u0103\u021bi publice locale), dar \u0219i calculul dob\u00e2nzilor pentru persoanele fizice care au credite acordate anterior anului 2019 \u0219i nu au f\u0103cut cerere s\u0103 treac\u0103 la IRCC.<\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-x63bga\">\n<div class=\"related-wrap related-footer svelte-78g0vl\"><span class=\"related-label svelte-78g0vl\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/economie\/ccr-decide-ca-autoritatile-din-domeniul-2562684.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-78g0vl\" src=\"https:\/\/cdn.adh.reperio.news\/image-7\/75349cc1-5382-427c-9435-cad03061dac4\/index.jpeg?p=f%3Dwebp%26w%3D120%26h%3D80%26r%3Dcover%26a%3D0\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-78g0vl\">CCR decide c\u0103 autorit\u0103\u021bile din domeniul concuren\u021bei 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title=\"Ultimele \u0219tiri despre consiliul concuren\u021bei\" class=\"tag-pill svelte-1l3vwp1\">consiliul concuren\u021bei<\/a><a href=\"https:\/\/adevarul.ro\/tag\/robor\" title=\"Ultimele \u0219tiri despre robor\" class=\"tag-pill svelte-1l3vwp1\">robor<\/a><a href=\"https:\/\/adevarul.ro\/tag\/bogdan%20chiri%C8%9Boiu\" title=\"Ultimele \u0219tiri despre bogdan chiri\u021boiu\" class=\"tag-pill svelte-1l3vwp1\">bogdan chiri\u021boiu<\/a><\/div>\n<\/div>\n<\/div>\n<p><a class=\"moreFromCategory svelte-x63bga\" href=\"https:\/\/adevarul.ro\/economie\" title=\"Economie (Adev\u0103rul financiar)\">Mai multe din <strong class=\"svelte-x63bga\">Economie<\/strong> \u203a<\/a><\/footer>\n<\/article>\n<p>[analyse_source url=&#8221;https:\/\/adevarul.ro\/economie\/cele-zece-banci-amendate-de-consiliul-concurentei-2567416.html&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-5\/57362f12-e335-408c-8f4c-c90765c7e91b\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;] Home Economie Cele zece b\u0103nci amendate de Consiliul Concuren\u021bei au deschis procese pentru suspendarea deciziei autorit\u0103\u021bii. Chiri\u021boiu: \u201eVa dura destul de mult\u201d Instan\u021bele au \u00eenceput s\u0103 judece cererile de suspendare a deciziei Consiliului Concuren\u021bei depuse de cele zece b\u0103nci amendate cu o sum\u0103 total\u0103 de peste 700 de milioane de institu\u021bie pentru [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-2227579","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2227579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2227579"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2227579\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2227579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2227579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2227579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}