{"id":2217859,"date":"2026-10-22T22:08:00","date_gmt":"2026-10-22T19:08:00","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2217859"},"modified":"2026-10-22T22:08:00","modified_gmt":"2026-10-22T19:08:00","slug":"viitorul-suna-bine-in-continuare-pentru-bancile-austriece-in-romania-austriecii-de-la-raiffeisen-estime","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2217859","title":{"rendered":"Viitorul sun\u0103 bine \u00een continuare pentru b\u0103ncile austriece \u00een Rom\u00e2nia. Austriecii de la Raiffeisen estime"},"content":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23266052\/2\/1-graf-sistem-bancar.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23266052\/2\/1-graf-sistem-bancar.jpg”]<\/p>\n

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\u2666<\/span>\u00a0\u00cen 2025, profitul \u00een bankingul rom\u00e2nesc a ajuns la un record de peste 3 mld. euro (15,4 mld. lei), conform BNR.<\/strong><\/em><\/p>\n

Rom\u00e2nia va continua s\u0103 r\u0103m\u00e2n\u0103 atractiv\u0103 pentru b\u0103nci \u015fi \u00een anii urm\u0103tori, pofitul sistemului bancar autohton urm\u00e2nd s\u0103 ajung\u0103 la peste 4 mld. euro anual p\u00e2n\u0103 \u00een 2030, dup\u0103 cum indic\u0103 un raport al Raiffeisen Bank International privind evolu\u0163iile sectorului bancar \u00een Europa Central\u0103 \u015fi de Est (EC\/ESE).<\/p>\n

\u201ePe termen mai lung, Rom\u00e2nia r\u0103m\u00e2ne una dintre pie\u0163ele cu perspective atractive, av\u00e2nd poten\u0163ialul de a se num\u0103ra printre cele mai mari trei pie\u0163e bancare din EC\/ESE, dup\u0103 Polonia \u015fi Cehia, at\u00e2t din perspectiva valorii activelor, c\u00e2t \u015fi a capacit\u0103\u0163ii de generare a profitului, care poate dep\u0103\u015fi 4 mld. euro pe an p\u00e2n\u0103 \u00een 2030\u201c, a transmis Raiffeisen. Astfel, profitul sistemului bancar rom\u00e2nesc va dep\u0103\u015fi nivelurile \u00eenregistrate p\u00e2n\u0103 acum, dup\u0103 ce \u00een anul 2025 a fost raportat un c\u00e2\u015ftig record de peste 3 mld. euro (15,4 mld. lei), dup\u0103 cum indic\u0103 datele de la BNR. \u015ei \u00een primul se\u00admestru din 2026, profitul din ban\u00adkingul ro\u00adm\u00e2nesc a rezistat, \u00een pofida si\u00adtua\u00ad\u0163iei econo\u00admice dificile, ajung\u00e2nd la 1,5 mld. euro (7,4 mld. lei), nivel apropiat de cel din S1\/2025. \u00cen ultimii ani, b\u0103ncile din Rom\u00e2nia au continuat s\u0103 ob\u0163in\u0103 rezultate financiare bune, chiar profituri record, \u00een pofida perioadei complicate pe care o traverseaz\u0103 \u0163ara, din punct de vedere economic, precum \u015fi social \u015fi politic.<\/p>\n

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Te-ar putea interesa \u0219i:<\/span><\/div>\n<\/div>\n

Dob\u00e2nzile \u00eencasate de b\u0103nci la credite sunt principala lor surs\u0103 de c\u00e2\u015ftig, iar anul trecut dob\u00e2nzile la lei au r\u0103mas la niveluri ridicate, \u00een condi\u0163iile persisten\u0163ei infla\u0163iei, care a urcat l\u00e2ng\u0103 10%.<\/p>\n

P\u00e2n\u0103 acum la nivel regional, Polonia a fost \u00een centrul aten\u0163iei \u00een banking, cu 37% din profiturile regionale, urmat\u0103 de Cehia (17%), Ungaria (12%) \u015fi Rom\u00e2nia (10%), men\u0163ioneaz\u0103 Raiffeisen.<\/p>\n

B\u0103ncile din regiunea EC\/ESE au \u00eenre\u00adgistrat profituri cumulate record de 29,8 mld. euro \u00een anul 2024 \u015fi de 31,5 mld. euro \u00een anul 2025, iar \u00een 2026 se preconizeaz\u0103 rezultate apropiate de aceste niveluri.<\/p>\n

Evolu\u0163ia este sus\u0163inut\u0103 de un context macroeconomic \u00een general rezilient, de un ciclu robust al credit\u0103rii \u00een regiune \u015fi de reorientarea politicilor b\u0103ncilor centrale relevante \u00eentr-o direc\u0163ie favorabil\u0103 profitabilit\u0103\u0163ii (major\u0103ri ale dob\u00e2nzilor BCE \u015fi o abordare predominant restrictiv\u0103 sau prudent\u0103 a b\u0103ncilor centrale na\u0163ionale din EC\/ESE), conform raportului Raiffeisen.<\/p>\n

\u00a0<\/p>\n<\/div>\n

[analyse_source url=”https:\/\/www.zf.ro\/banci-si-asigurari\/viitorul-suna-bine-continuare-bancile-austriece-romania-austriecii-raiffeisen-estimeaza-piata-bancara-romaneasca-livra-4-mld-euro-profit-net-anual-pana-2030-fata-3-mld-euro-prezent-23266052″]<\/p>\n","protected":false},"excerpt":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23266052\/2\/1-graf-sistem-bancar.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23266052\/2\/1-graf-sistem-bancar.jpg”] \u2666\u00a0\u00cen 2025, profitul \u00een bankingul rom\u00e2nesc a ajuns la un record de peste 3 mld. euro (15,4 mld. lei), conform BNR. Rom\u00e2nia va continua s\u0103 r\u0103m\u00e2n\u0103 atractiv\u0103 pentru b\u0103nci \u015fi \u00een anii urm\u0103tori, pofitul sistemului bancar autohton urm\u00e2nd s\u0103 ajung\u0103 la peste 4 mld. euro anual p\u00e2n\u0103 \u00een 2030, dup\u0103 cum indic\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-2217859","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2217859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2217859"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2217859\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2217859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2217859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2217859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}