{"id":2217689,"date":"2026-10-23T10:54:00","date_gmt":"2026-10-23T07:54:00","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2217689"},"modified":"2026-10-23T10:54:00","modified_gmt":"2026-10-23T07:54:00","slug":"asf-publica-un-ghid-privind-asigurarile-de-garantii-in-achizitiile-publice-presedintele-asf-aceste-in","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2217689","title":{"rendered":"ASF public\u0103 un ghid privind asigur\u0103rile de garan\u0163ii \u00een achizi\u0163iile publice. Pre\u015fedintele ASF: Aceste in"},"content":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/21333\/23266614\/1\/fdc735cc-9630-40d0-99c9-ab254fbb5ce1.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/21333\/23266614\/1\/fdc735cc-9630-40d0-99c9-ab254fbb5ce1.jpg”]<\/p>\n

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Autoritatea de Supraveghere Financiar\u0103 (ASF) a publicat un ghid privind utilizarea asigur\u0103rilor de garan\u0163ii \u00een cadrul procedurilor de achizi\u0163ii publice, destinat at\u00e2t companiilor care particip\u0103 la licita\u0163ii, c\u00e2t \u015fi autorit\u0103\u0163ilor contractante, cu scopul de a clarifica regulile de verificare \u015fi acceptare a acestor instrumente \u015fi de a reduce riscurile care pot genera \u00eent\u00e2rzieri, litigii sau blocaje \u00een derularea contractelor finan\u0163ate din fonduri publice.<\/p>\n

Documentul cuprinde explica\u0163ii privind cadrul legal aplicabil, criteriile de verificare a poli\u0163elor \u015fi exemple practice referitoare la situa\u0163iile care pot ap\u0103rea \u00een procesul de atribuire \u015fi executare a contractelor publice.<\/p>\n

Asigur\u0103rile de garan\u0163ii reprezint\u0103 o alternativ\u0103 la mecanismele tradi\u0163ionale de garantare, care presupun blocarea unor sume de bani sau utilizarea liniilor de credit. Prin intermediul acestor instrumente, companiile \u00ee\u015fi pot \u00eendeplini obliga\u0163iile de garantare aferente particip\u0103rii la licita\u0163ii \u015fi execut\u0103rii contractelor, p\u0103str\u00e2ndu-\u015fi totodat\u0103 o parte din lichidit\u0103\u0163ile necesare desf\u0103\u015fur\u0103rii activit\u0103\u0163ii, potrivit reprezentan\u0163ilor ASF.<\/p>\n

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Te-ar putea interesa \u0219i:<\/span><\/div>\n<\/div>\n

\u201eDezvoltarea unei economii depinde de capacitatea sa de a mobiliza capitalul, de a sus\u0163ine investi\u0163iile \u015fi de a construi rela\u0163ii economice bazate pe \u00eencredere \u015fi predictibilitate. \u00cen acest ansamblu, pie\u0163ele financiare au un rol care dep\u0103\u015fe\u015fte func\u0163iile lor tradi\u0163ionale, prin instrumentele pe care le pun la dispozi\u0163ia mediului de afaceri \u015fi prin contribu\u0163ia lor la buna func\u0163ionare a economiei. Asigur\u0103rile de garan\u0163ii ilustreaz\u0103 aceast\u0103 leg\u0103tur\u0103 dintre sectorul financiar \u015fi economia real\u0103, oferind companiilor flexibilitate \u00een gestionarea resurselor \u015fi protej\u00e2nd, \u00een acela\u015fi timp, interesele beneficiarilor\u201d, spune Alexandru Petrescu, pre\u015fedintele Autorit\u0103\u0163ii de Supraveghere Financiar\u0103.<\/p>\n

Potrivit ASF, acceptarea unei poli\u0163e care nu respect\u0103 cerin\u0163ele legale poate expune autoritatea contractant\u0103 unor riscuri financiare, \u00een timp ce respingerea nejustificat\u0103 a unei garan\u0163ii conforme poate limita participarea companiilor la procedurile de achizi\u0163ii publice.<\/p>\n

\u201eAm elaborat acest ghid pornind de la nevoia de a oferi autorit\u0103\u0163ilor contractante \u015fi operatorilor economici un instrument practic, care explic\u0103 regulile aplicabile, prezint\u0103 criteriile de verificare \u015fi clarific\u0103, prin exemple concrete, situa\u0163iile care pot genera dificult\u0103\u0163i\u201d, explic\u0103 Gabriel-Ioan Avr\u0103mescu, prim-vicepre\u015fedintele ASF.<\/p>\n

Un alt aspect eviden\u0163iat de institu\u0163ie vizeaz\u0103 riscurile asumate de societ\u0103\u0163ile de asigurare prin emiterea acestor poli\u0163e, care depind inclusiv de evolu\u0163ia proiectelor garantate \u015fi de situa\u0163ia financiar\u0103 a companiilor implicate.<\/p>\n

\u201eAsigur\u0103rile de garan\u0163ii au o particularitate care impune o aten\u0163ie special\u0103 din perspectiva supravegherii pruden\u0163iale: riscurile asumate de asigur\u0103tori sunt str\u00e2ns legate de evolu\u0163ia proiectelor garantate, de capacitatea financiar\u0103 a operatorilor economici \u015fi de respectarea obliga\u0163iilor contractuale\u201d, subliniaz\u0103 Sorin Mititelu, vicepre\u015fedintele ASF, coordonatorul Sectorului Asigur\u0103ri-Reasigur\u0103ri.<\/p>\n

Potrivit acestuia, riscurile pot fi influen\u0163ate de evolu\u0163iile din anumite sectoare economice \u015fi de concentrarea expunerilor asupra unor beneficiari sau proiecte, ceea ce face important\u0103 capacitatea asigur\u0103torilor de a-\u015fi respecta obliga\u0163iile atunci c\u00e2nd garan\u0163iile sunt executate.<\/p>\n

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Documentul este disponibil gratuit pe platforma EduTime.<\/p>\n

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[analyse_source url=”https:\/\/www.zf.ro\/companii\/asf-publica-ghid-privind-asigurarile-garantii-achizitiile-publice-presedintele-asf-aceste-instrumente-ofera-companiilor-flexibilitate-gestionarea-resurselor-protejeaza-acelasi-timp-interesele-23266614″]<\/p>\n","protected":false},"excerpt":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/21333\/23266614\/1\/fdc735cc-9630-40d0-99c9-ab254fbb5ce1.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/21333\/23266614\/1\/fdc735cc-9630-40d0-99c9-ab254fbb5ce1.jpg”] Autoritatea de Supraveghere Financiar\u0103 (ASF) a publicat un ghid privind utilizarea asigur\u0103rilor de garan\u0163ii \u00een cadrul procedurilor de achizi\u0163ii publice, destinat at\u00e2t companiilor care particip\u0103 la licita\u0163ii, c\u00e2t \u015fi autorit\u0103\u0163ilor contractante, cu scopul de a clarifica regulile de verificare \u015fi acceptare a acestor instrumente \u015fi de a reduce riscurile care pot genera […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-2217689","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2217689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2217689"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2217689\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2217689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2217689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2217689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}