{"id":2143498,"date":"2026-09-13T23:00:25","date_gmt":"2026-09-13T20:00:25","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2143498"},"modified":"2026-09-13T23:00:25","modified_gmt":"2026-09-13T20:00:25","slug":"cate-puncte-primesti-la-pensie-daca-ai-facultate","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2143498","title":{"rendered":"C\u00e2te puncte prime\u0219ti la pensie dac\u0103 ai facultate"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-1\/181cfb96-ad91-4e80-9a1d-d667a02fd27f\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-x63bga\">\n<nav>\n<ul class=\"breadcrump svelte-1pk9a69\">\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/\" title=\"Adev\u0103rul\" class=\"svelte-1pk9a69\">Home<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\" class=\"svelte-1pk9a69\">\u0218tiri Interne<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\" class=\"svelte-1pk9a69\">Societate<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\/cate-puncte-primesti-la-pensie-daca-ai-facultate-2557067.html\" class=\"svelte-1pk9a69\">C\u00e2te puncte prime\u0219ti la pensie dac\u0103 ai facultate<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-x63bga\"><\/p>\n<p>Anii \u00een care o persoan\u0103 a urmat<br \/>\nfacultatea pot fi lua\u021bi \u00een calcul la stabilirea pensiei, chiar dac\u0103<br \/>\npentru perioada respectiv\u0103 nu au fost pl\u0103tite contribu\u021bii de<br \/>\nasigur\u0103ri sociale. Legea pensiilor include studiile universitare \u00een<br \/>\ncategoria perioadelor asimilate stagiului de cotizare, iar pentru<br \/>\naceste perioade se acord\u0103 un punctaj care intr\u0103 \u00een calculul<br \/>\npensiei. <\/p>\n<div class=\"container-image  svelte-1xbw4f3\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-1\/181cfb96-ad91-4e80-9a1d-d667a02fd27f\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption svelte-1xbw4f3\"><span class=\"captionText svelte-1xbw4f3\">Anii de facultate pot fi lua\u021bi \u00een calcul la pensionare <span class=\"source svelte-1xbw4f3\">Foto: istock<\/span><\/span><\/div>\n<\/div>\n<p>Nu este \u00eens\u0103 vorba despre ani contributivi, iar diferen\u021ba<br \/>\neste important\u0103 pentru stabilirea dreptului la<a href=\"https:\/\/adevarul.ro\/economie\/pensionarii-care-continua-sa-lucreze-isi-pot-2553407.html\" target=\"_blank\"> anumite tipuri de<br \/>\npensie.<\/a><\/p>\n<h2>C\u00e2nd<br \/>\nse adaug\u0103 anii de facultate la pensie<\/h2>\n<p>Potrivit Legii nr. 360\/2023 privind<br \/>\nsistemul public de pensii, perioada \u00een care o persoan\u0103 a urmat<br \/>\ncursurile de zi sau, dup\u0103 caz, cu frecven\u021b\u0103 ale \u00eenv\u0103\u021b\u0103m\u00e2ntului<br \/>\nuniversitar poate fi considerat\u0103 perioad\u0103 asimilat\u0103 stagiului de<br \/>\ncotizare.<\/p>\n<p>Pentru ca studiile s\u0103 fie luate \u00een<br \/>\ncalcul, trebuie s\u0103 fie \u00eendeplinite condi\u021biile prev\u0103zute de lege.<br \/>\nStudiile trebuie s\u0103 fi fost urmate pe durata normal\u0103 a acestora,<br \/>\niar persoana trebuie s\u0103 le fi absolvit cu diploma corespunz\u0103toare,<br \/>\nrespectiv diplom\u0103, diplom\u0103 de licen\u021b\u0103, diplom\u0103 de master sau<br \/>\ndiplom\u0103 de doctor, dup\u0103 caz.<\/p>\n<p>Perioada de studii este valorificat\u0103<br \/>\nnumai dac\u0103 nu se suprapune cu o perioad\u0103 \u00een care persoana a<br \/>\nrealizat deja stagiu de cotizare \u00een condi\u021biile legii. Dac\u0103, de<br \/>\nexemplu, o persoan\u0103 a urmat facultatea \u0219i \u00een aceea\u0219i perioad\u0103 a<br \/>\navut un loc de munc\u0103 pentru care s-au pl\u0103tit contribu\u021bii de<br \/>\nasigur\u0103ri sociale, la calcul nu se cumuleaz\u0103 cele dou\u0103 punctaje<br \/>\npentru aceea\u0219i perioad\u0103. Se ia \u00een considerare punctajul aferent<br \/>\nveniturilor pentru care s-au pl\u0103tit contribu\u021bii.<\/p>\n<p>\u00cen cazul persoanelor care au absolvit<br \/>\nmai multe institu\u021bii de \u00eenv\u0103\u021b\u0103m\u00e2nt superior sau mai multe<br \/>\ncicluri de studii universitare de acela\u0219i nivel, legea permite<br \/>\nasimilarea unei singure perioade de studii de acela\u0219i nivel, la<br \/>\nalegerea persoanei.<\/p>\n<p>Este important\u0103 \u0219i diferen\u021ba dintre<br \/>\nperioada asimilat\u0103 \u0219i stagiul de cotizare contributiv. Perioadele<br \/>\nasimilate sunt perioade \u00een care nu s-au datorat sau nu s-au pl\u0103tit<br \/>\ncontribu\u021bii de asigur\u0103ri sociale, dar pe care legea le consider\u0103<br \/>\nechivalente stagiului de cotizare \u0219i le valorific\u0103 la stabilirea<br \/>\npensiei, \u00een condi\u021biile legii.<\/p>\n<p>Prin urmare, anii de facultate nu<br \/>\ndevin, prin simplul fapt c\u0103 sunt recunoscu\u021bi la pensie, ani de<br \/>\ncontribu\u021bie. Ei sunt perioade asimilate \u0219i au un regim distinct.<\/p>\n<p>Aceast\u0103 diferen\u021b\u0103 conteaz\u0103, de<br \/>\nexemplu, la pensia anticipat\u0103, pentru care perioadele asimilate nu<br \/>\nintr\u0103 \u00een stagiul complet de cotizare contributiv necesar pentru<br \/>\nstabilirea dreptului.<\/p>\n<h2>C\u00e2te<br \/>\npuncte de pensie valoreaz\u0103 anii de facultate<\/h2>\n<p>Pentru studiile universitare care<br \/>\n\u00eendeplinesc condi\u021biile legale, punctajul lunar este de\u00a00,25<br \/>\npuncte.<\/p>\n<p>Astfel, pentru o perioad\u0103 integral\u0103<br \/>\nde studii, rezultatul este:<\/p>\n<ul>\n<li>1 an de facultate = 0,25<br \/>\n\tpuncte<\/li>\n<li>2 ani de facultate = 0,50<br \/>\n\tpuncte<\/li>\n<li>3 ani de facultate = 0,75<br \/>\n\tpuncte<\/li>\n<li>4 ani de facultate = 1<br \/>\n\tpunct<\/li>\n<li>5 ani de facultate = 1,25<br \/>\n\tpuncte<\/li>\n<li>6 ani de facultate = 1,50<br \/>\n\tpuncte<\/li>\n<\/ul>\n<p>Acestea sunt puncte care intr\u0103 \u00een<br \/>\nnum\u0103rul total de puncte realizat de asiguratului. Punctele de<br \/>\nstabilitate sunt acordate separat, doar dac\u0103 persoana care iese la pensie are un stagiu contributiv de peste 25 de ani.<\/p>\n<p><a class=\"related-inline svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/economie\/cati-ani-de-necontributivitate-sunt-asimilati-2549856.html\" title=\"Alt articol de interes pentru tine\"><span class=\"inline-title svelte-78g0vl\">C\u00e2\u021bi ani de necontributivitate sunt asimila\u021bi pentru pensionare<\/span><\/a><\/p>\n<p>Cu alte cuvinte,\u00a0facultatea<br \/>\nnu aduce puncte de stabilitate. Ea aduce punctajul aferent<br \/>\nperioadei asimilate.<\/p>\n<h2>C\u00e2\u021bi<br \/>\nbani \u00een plus pot aduce anii de facultate. Exemplu de calcul<\/h2>\n<p>\u00cen 2026, valoarea punctului de<br \/>\nreferin\u021b\u0103 este men\u021binut\u0103 la\u00a081 de lei.<br \/>\nCuantumul pensiei se determin\u0103 prin \u00eenmul\u021birea num\u0103rului total de<br \/>\npuncte realizat de asigurat cu valoarea punctului de referin\u021b\u0103.<\/p>\n<p>Prin urmare, pentru a vedea c\u00e2t poate<br \/>\nreprezenta perioada de facultate \u00een pensia calculat\u0103 potrivit<br \/>\nregulilor valabile \u00een 2026, punctajul aferent studiilor poate fi<br \/>\n\u00eenmul\u021bit cu valoarea punctului de referin\u021b\u0103 de 81 de lei.<\/p>\n<p>Pentru o facultate cu durata normal\u0103<br \/>\nde patru ani, calculul este:<\/p>\n<p>4 ani \u00d7 0,25 puncte = 1 punct<\/p>\n<p>iar:<\/p>\n<p>1 punct \u00d7 81 de lei = 81 de<br \/>\nlei.<\/p>\n<p>A\u0219adar, \u00een condi\u021biile valorii<br \/>\npunctului de referin\u021b\u0103 din 2026,\u00a0patru ani de<br \/>\nfacultate pot reprezenta 81 de lei \u00een plus la cuantumul pensiei,<br \/>\ndac\u0103 \u00eentreaga perioad\u0103 este eligibil\u0103 \u0219i este valorificat\u0103 la<br \/>\nstabilirea pensiei.<\/p>\n<p>Pentru alte durate, calculul este:<\/p>\n<ul>\n<li>3 ani de facultate:\u00a00,75<br \/>\n\tpuncte \u00d7 81 de lei =\u00a060,75 lei<\/li>\n<li>4 ani de facultate:\u00a01<br \/>\n\tpunct \u00d7 81 de lei =\u00a081 de lei<\/li>\n<li>5 ani de facultate:\u00a01,25<br \/>\n\tpuncte \u00d7 81 de lei =\u00a0101,25 lei<\/li>\n<li>6 ani de facultate:\u00a01,50<br \/>\n\tpuncte \u00d7 81 de lei =\u00a0121,50 lei<\/li>\n<\/ul>\n<p>Sumele reprezint\u0103 efectul punctajului<br \/>\naferent studiilor la valoarea punctului de referin\u021b\u0103 valabil\u0103 \u00een<br \/>\n2026. Ele nu reprezint\u0103 o sum\u0103 pl\u0103tit\u0103 separat pentru facultate<br \/>\n\u0219i nici nu \u00eenseamn\u0103 c\u0103 persoana prime\u0219te o indemniza\u021bie<br \/>\ndistinct\u0103 pentru anii de studiu.<\/p>\n<p>De asemenea, suma final\u0103 a pensiei nu<br \/>\nse stabile\u0219te doar \u00een func\u021bie de anii de facultate. La calcul<br \/>\nintr\u0103 toate punctele realizate de persoan\u0103, inclusiv cele provenite<br \/>\ndin perioadele \u00een care a lucrat \u0219i a pl\u0103tit contribu\u021bii, precum<br \/>\n\u0219i, dac\u0103 sunt \u00eendeplinite condi\u021biile, <a href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\/cum-afli-online-cat-ai-cotizat-pentru-pensie-noul-2553824.html\" target=\"_blank\">punctele de stabilitate.<\/a><\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-x63bga\">\n<div class=\"related-wrap related-footer svelte-78g0vl\"><span class=\"related-label svelte-78g0vl\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/economie\/pensionarii-care-continua-sa-lucreze-isi-pot-2553407.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-78g0vl\" src=\"https:\/\/cdn.adh.reperio.news\/image-a\/afb9120e-adaf-44d7-b1a4-47eb1fff505b\/index.jpeg?p=f%3Dwebp%26w%3D120%26h%3D80%26r%3Dcover%26a%3D0\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-78g0vl\">Pensionarii care continu\u0103 s\u0103 lucreze \u00ee\u0219i pot majora pensia. 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Noul portal le permite rom\u00e2nilor s\u0103 verifice stagiul f\u0103r\u0103 drumuri la ghi\u0219eu<\/span><\/a><\/div>\n<div class=\"meta svelte-x63bga\">\n<div class=\"authors svelte-x63bga\"><span class=\"names svelte-x63bga\"><a href=\"https:\/\/adevarul.ro\/author\/1662\" rel=\"author\" class=\"svelte-x63bga\">Afrodita Cicovschi<\/a><\/span><\/p>\n<div class=\"_hydratable\" data-props=\"%7B%22showLive%22%3Atrue%7D\" data-context=\"%7B%22parentBlockColumnCount%22%3A%7B%22value%22%3A0%2C%22type%22%3A%22store%2Freadable%22%7D%2C%22parentBlockBackgroundColor%22%3A%7B%22type%22%3A%22store%2Freadable%22%7D%7D\" data-component=\"ShareButton\">\n<div class=\"shareButtons svelte-itwbrr\">\n<div class=\"liveSessions metaFont svelte-1maxmbf\"><span class=\"value svelte-1maxmbf\">1<\/span> live <\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tags svelte-1l3vwp1\"><span class=\"tags-label metaFont svelte-1l3vwp1\">Cite\u0219te mai multe despre<\/span><\/p>\n<div class=\"tags-list svelte-1l3vwp1\"><a href=\"https:\/\/adevarul.ro\/tag\/pensii\" title=\"Ultimele \u0219tiri despre pensii\" class=\"tag-pill svelte-1l3vwp1\">pensii<\/a><a href=\"https:\/\/adevarul.ro\/tag\/facultate\" title=\"Ultimele \u0219tiri despre facultate\" class=\"tag-pill svelte-1l3vwp1\">facultate<\/a><\/div>\n<\/div>\n<\/div>\n<p><a class=\"moreFromCategory svelte-x63bga\" href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\" title=\"Societate\">Mai multe din <strong class=\"svelte-x63bga\">Societate<\/strong> \u203a<\/a><\/footer>\n<\/article>\n<p>[analyse_source url=&#8221;https:\/\/adevarul.ro\/stiri-interne\/societate\/cate-puncte-primesti-la-pensie-daca-ai-facultate-2557067.html&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-1\/181cfb96-ad91-4e80-9a1d-d667a02fd27f\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;] Home \u0218tiri Interne Societate C\u00e2te puncte prime\u0219ti la pensie dac\u0103 ai facultate Anii \u00een care o persoan\u0103 a urmat facultatea pot fi lua\u021bi \u00een calcul la stabilirea pensiei, chiar dac\u0103 pentru perioada respectiv\u0103 nu au fost pl\u0103tite contribu\u021bii de asigur\u0103ri sociale. Legea pensiilor include studiile universitare \u00een categoria perioadelor asimilate stagiului de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-2143498","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2143498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2143498"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2143498\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2143498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2143498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2143498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}