{"id":2127097,"date":"2026-09-03T16:10:59","date_gmt":"2026-09-03T13:10:59","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2127097"},"modified":"2026-09-03T16:10:59","modified_gmt":"2026-09-03T13:10:59","slug":"trei-sferturi-dintre-romani-nu-cred-ca-pensia-de-stat-le-va-asigura-un-trai-decent-ce-planuri-au-pentru","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2127097","title":{"rendered":"Trei sferturi dintre rom\u00e2ni nu cred c\u0103 pensia de stat le va asigura un trai decent. Ce planuri au pentru&#8230;"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-9\/946adbfe-d62c-4761-92da-0ed251e9e3f3\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-x63bga\">\n<nav>\n<ul class=\"breadcrump svelte-1pk9a69\">\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/\" title=\"Adev\u0103rul\" class=\"svelte-1pk9a69\">Home<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\" class=\"svelte-1pk9a69\">\u0218tiri Interne<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\" class=\"svelte-1pk9a69\">Evenimente<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\/trei-sferturi-dintre-romani-nu-cred-ca-pensia-de-2553960.html\" class=\"svelte-1pk9a69\">Trei sferturi dintre rom\u00e2ni nu cred c\u0103 pensia de stat le va asigura un trai decent. Ce planuri au pentru b\u0103tr\u00e2ne\u021be<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-x63bga\"><\/p>\n<p>Un procent de 75% dintre rom\u00e2nii din mediul urban consider\u0103 c\u0103 pensia de stat nu va fi suficient\u0103 pentru un trai decent, iar \u0219ase din zece sunt preocupa\u021bi de veniturile pe care le vor avea dup\u0103 retragerea din activitate.<\/p>\n<div class=\"container-image  svelte-1xbw4f3\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-9\/946adbfe-d62c-4761-92da-0ed251e9e3f3\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption svelte-1xbw4f3\"><span class=\"captionText svelte-1xbw4f3\"><span class=\"source svelte-1xbw4f3\">Foto: Shutterstock<\/span><\/span><\/div>\n<\/div>\n<p>\u00a0Datele apar \u00eentr-un studiu realizat \u00een august 2026 de Quantix pentru Banca Transilvania, care analizeaz\u0103 modul \u00een care popula\u021bia se raporteaz\u0103 la sistemul de pensii.<\/p>\n<p>Cercetarea arat\u0103 c\u0103 preocuparea pentru perioada de dup\u0103 pensionare este mai mare dec\u00e2t nivelul de preg\u0103tire financiar\u0103 pentru aceast\u0103 etap\u0103. Astfel, 60% dintre participan\u021bii la studiu spun c\u0103 sunt \u00eengrijora\u021bi de veniturile pe care le vor avea dup\u0103 retragerea din activitate, \u00een timp ce 54% recunosc c\u0103 nu se consider\u0103 preg\u0103ti\u021bi financiar pentru acel moment, potrivit\u00a0<a href=\"https:\/\/stirileprotv.ro\/stiri\/actualitate\/pensia-nu-asigura-un-trai-decent-spun-majoritatea-romanilor-ce-vor-sa-faca-dupa-pensionare.html\" rel=\"nofollow\">\u0219tirileprotv.ro.\u00a0<\/a><\/p>\n<p>Mai mult, trei sferturi dintre responden\u021bi nu cred c\u0103 pensia public\u0103 le va permite s\u0103 duc\u0103 un trai decent.<\/p>\n<p>Autorii studiului observ\u0103 \u0219i o schimbare \u00een percep\u021bia asupra pension\u0103rii. Dac\u0103 \u00een trecut aceasta era privit\u0103 \u00een principal drept momentul \u00een care oamenii se retr\u0103geau din activitatea profesional\u0103, tot mai mul\u021bi rom\u00e2ni o asociaz\u0103 acum cu o perioad\u0103 \u00een care vor s\u0103 r\u0103m\u00e2n\u0103 activi.<\/p>\n<p>Cercetarea eviden\u021biaz\u0103 dou\u0103 diferen\u021be importante: pe de o parte, \u00eentre preocuparea rom\u00e2nilor pentru siguran\u021ba financiar\u0103 viitoare \u0219i nivelul actual de preg\u0103tire, iar pe de alt\u0103 parte, \u00eentre dorin\u021ba de a avea un stil de via\u021b\u0103 activ la pensie \u0219i resursele necesare pentru a-l sus\u021bine.<\/p>\n<p>\u201eDiferen\u0163a dintre aceste aspira\u0163ii \u015fi nivelul de preg\u0103tire financiar\u0103 explic\u0103 preocuparea tot mai mare pentru economisire \u015fi planificare pe termen lung&#8221;, noteaz\u0103 autorii cercet\u0103rii.<\/p>\n<h2>Ce surse de venit iau \u00een calcul rom\u00e2nii<\/h2>\n<p>Interesul pentru informa\u021biile despre pensii este prezent \u00een r\u00e2ndul unei p\u0103r\u021bi importante a popula\u021biei. Aproape jum\u0103tate dintre responden\u021bi spun c\u0103 sunt interesa\u021bi de acest subiect.<\/p>\n<p>\u00cen ultimul an, 47% au discutat despre pensii, iar 32% au citit informa\u021bii despre sistemul de pensii. \u00cen ceea ce prive\u0219te nivelul de informare, 41% dintre participan\u021bi consider\u0103 c\u0103 \u0219tiu bine cum func\u021bioneaz\u0103 Pilonul 2, \u00een timp ce doar 20% spun acela\u0219i lucru despre Pilonul 3.<\/p>\n<p>Rom\u00e2nii iau \u00een calcul mai multe surse pentru veniturile de la pensie. Cea mai men\u021bionat\u0103 este pensia privat\u0103 obligatorie, respectiv Pilonul 2, indicat\u0103 de 55% dintre participan\u021bi.<\/p>\n<p>Pe lista variantelor avute \u00een vedere urmeaz\u0103 veniturile ob\u021binute din servicii pe care le-ar putea presta dup\u0103 pensionare, men\u021bionate de 25% dintre responden\u021bi. Pilonul 3 este luat \u00een calcul de 22%, iar depozitele bancare de 20%.<\/p>\n<h2>Cum \u00ee\u0219i imagineaz\u0103 rom\u00e2nii via\u021ba dup\u0103 pensionare<\/h2>\n<p>Studiul arat\u0103 c\u0103 rom\u00e2nii nu v\u0103d perioada de dup\u0103 retragerea din activitate doar prin prisma nevoii de a avea suficien\u021bi bani pentru cheltuielile de zi cu zi.<\/p>\n<p>\u00centreba\u021bi ce \u0219i-ar dori s\u0103 fac\u0103 dup\u0103 pensionare, responden\u021bii au indicat \u00een special c\u0103l\u0103toriile \u00een \u021bar\u0103 \u0219i \u00een str\u0103in\u0103tate, timpul petrecut al\u0103turi de familie \u0219i prieteni, dar \u0219i activit\u0103\u021bi precum g\u0103titul.<\/p>\n<p>Rezultatele sugereaz\u0103 c\u0103 siguran\u021ba financiar\u0103 este privit\u0103 ca un mijloc prin care oamenii \u00ee\u0219i pot p\u0103stra stilul de via\u021b\u0103 \u0219i activit\u0103\u021bile care le aduc satisfac\u021bie \u0219i dup\u0103 \u00eencheierea carierei.<\/p>\n<p>Studiul <i>\u201eSistemul de pensii din Rom\u00e2nia. Percep\u021bii ale popula\u021biei urbane\u201d<\/i> a fost realizat de Quantix \u00een august 2026 \u0219i a combinat cercetarea calitativ\u0103, prin interviuri \u00een profunzime, cu o cercetare cantitativ\u0103. Au fost inclu\u0219i rom\u00e2ni din mediul urban cu v\u00e2rste cuprinse \u00eentre 25 \u0219i 64 de ani.<\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-x63bga\">\n<div class=\"related-wrap related-footer svelte-78g0vl\"><span class=\"related-label svelte-78g0vl\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/economie\/unde-sunt-cele-mai-mari-pensii-din-romania-2552829.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-78g0vl\" src=\"https:\/\/cdn.adh.reperio.news\/image-f\/fe9bab68-b1ea-49cd-bbb6-453f99e24623\/index.jpeg?p=f%3Dwebp%26w%3D120%26h%3D80%26r%3Dcover%26a%3D0\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-78g0vl\">Unde sunt cele mai mari pensii din Rom\u00e2nia. 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Ce se \u00eent\u00e2mpl\u0103 cu anii munci\u021bi \u00een cele dou\u0103 \u021b\u0103ri<\/span><\/a><a class=\"related svelte-78g0vl\" data-gtrack=\"{&quot;event&quot;:&quot;utm_click&quot;,&quot;data&quot;:{&quot;event_category&quot;:&quot;article_related&quot;}}\" href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\/cum-afli-online-cat-ai-cotizat-pentru-pensie-noul-2553824.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-78g0vl\" src=\"https:\/\/cdn.adh.reperio.news\/image-3\/3623e6d2-38cd-477f-aec1-e98825582078\/index.png?p=f%3Dwebp%26w%3D120%26h%3D80%26r%3Dcover%26a%3D0\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-78g0vl\">Cum afli online c\u00e2t ai cotizat pentru pensie. 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Ce planuri au pentru b\u0103tr\u00e2ne\u021be Un procent de 75% dintre rom\u00e2nii din mediul urban consider\u0103 c\u0103 pensia de stat nu va fi suficient\u0103 pentru un trai decent, iar \u0219ase din zece sunt [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-2127097","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2127097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2127097"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2127097\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2127097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2127097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2127097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}