{"id":2125814,"date":"2026-09-02T17:12:27","date_gmt":"2026-09-02T14:12:27","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2125814"},"modified":"2026-09-02T17:12:27","modified_gmt":"2026-09-02T14:12:27","slug":"x-shifts-us-creator-payouts-from-stripe-to-x-money","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2125814","title":{"rendered":"X shifts US creator payouts from Stripe to X Money"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/techcrunch.com\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-28-at-10.24.40-AM.png?resize=1200,607&#8243;]<\/p>\n<div class=\"entry-content wp-block-post-content is-layout-constrained wp-block-post-content-is-layout-constrained\">\n<p id=\"speakable-summary\" class=\"wp-block-paragraph\">Elon Musk\u2019s social network X on Wednesday said that starting today, all of its U.S. creator payouts will be handled through X Money, the app\u2019s payments service.<\/p>\n<p class=\"wp-block-paragraph\">This includes payouts from both X\u2019s Original Content Rewards Program and creators\u2019 subscriptions, the company said in an update shared on X.<\/p>\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\">\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Starting today, U.S. payouts for Original Content Rewards and Subscriptions will be paid through @XMoney. You&#8217;ll have access to your payouts the moment they\u2019re sent.<\/p>\n<p>\u203a Already using \ud835\udd4f Money? No action needed. Your next payout will be sent there.<br \/>\u203a Not yet on \ud835\udd4f Money? Open\u2026<\/p>\n<p>\u2014 Creators (@XCreators) September 2, 2026<\/p><\/blockquote>\n<\/div>\n<\/figure>\n<p class=\"wp-block-paragraph\">The benefit of this new payment system is that the payments are instant. There\u2019s no waiting until the end of a billing cycle or a minimum threshold that has to be reached before the creator can access their money. Previously, payments were processed every two weeks, with a minimum payout of $30, X\u2019s documentation states.<\/p>\n<div class=\"ad-unit ad-unit--mobile ad-unit--has-placeholder ad-unit--display wp-block-tc-ads-ad-slot has-background has-gray-100-background-color\">\n<div class=\"ad-unit__ad\" id=\"us-tc-ros-mw-mid-center\" data-unitcode=\"us_tc_ros_mw_mid_center\" data-test=\"us_tc_ros_mw_mid_center\">\n\t<\/div>\n<\/div>\n<div class=\"ad-unit ad-unit--desktop ad-unit--native wp-block-tc-ads-ad-slot\">\n<div class=\"ad-unit__ad\" id=\"us-tc-ros-dt-native-midarticle\" data-unitcode=\"us_tc_ros_dt_native_midarticle\" data-test=\"us_tc_ros_dt_native_midarticle\">\n\t<\/div>\n<\/div>\n<p class=\"wp-block-paragraph\">However, the announcement\u2019s wording seems to indicate that there aren\u2019t any other options for receiving payments on the platform, meaning X is forcing creators to use X Money even if they would have preferred the prior payout method, which was powered by Stripe.<\/p>\n<p class=\"wp-block-paragraph\">Reached for comment, a representative for X said the change is required for those in the U.S. Creators outside the U.S. will remain on Stripe. <\/p>\n<p class=\"wp-block-paragraph\">The shift follows other changes to X\u2019s creator programs. On September 7, X will retire its Creator Revenue Sharing Program, which stopped accepting new members last month. Creators are being shifted instead to the Original Content Rewards Program, which, as the name implies, puts a heavier emphasis on original content.<\/p>\n<p class=\"wp-block-paragraph\">The company\u2019s new payments service, X Money, began supporting creator payouts earlier this month. The payments offering, a part of Musk\u2019s broader plan to make X an \u201ceverything app,\u201d includes a bank card with 3% cash back, instant payments, free ATM withdrawals, and other digital banking services. However, X Money is not a bank; the accounts are held at the FDIC-insured Cross River Bank.<\/p>\n<div class=\"jw-player-inline-promo wp-block-techcrunch-jw-player-embed\">\n<div id=\"jwplayer_6a991da7d2e83\"><\/div>\n<\/div>\n<p class=\"wp-block-paragraph\">X\u2019s post said creator payouts will also count toward X Money users\u2019 direct deposit requirements to receive the service\u2019s better APY rate. Currently, the service\u2019s website says X Premium users will get a boosted 6% rate, compared to the standard 4% rate.<\/p>\n<p class=\"wp-block-paragraph\">In addition, X will issue a 1099-NEC for individuals receiving creator payouts. For LLCs, X will collect the organization\u2019s W-9 information to ensure the 1099s are accurate, the company noted.<\/p>\n<p class=\"wp-block-paragraph\"><em>This article was updated after publication with X\u2019s comment. <\/em><\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/techcrunch.com\/2026\/09\/02\/x-shifts-us-creator-payouts-from-stripe-to-x-money\/&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/techcrunch.com\/wp-content\/uploads\/2026\/07\/Screenshot-2026-07-28-at-10.24.40-AM.png?resize=1200,607&#8243;] Elon Musk\u2019s social network X on Wednesday said that starting today, all of its U.S. creator payouts will be handled through X Money, the app\u2019s payments service. This includes payouts from both X\u2019s Original Content Rewards Program and creators\u2019 subscriptions, the company said in an update shared on X. Starting today, U.S. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[226,62],"class_list":["post-2125814","post","type-post","status-publish","format-standard","hentry","category-politics","tag-crawlmanager","tag-techcrunch-com"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2125814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2125814"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2125814\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2125814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2125814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2125814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}