{"id":2123394,"date":"2026-09-01T10:17:49","date_gmt":"2026-09-01T07:17:49","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2123394"},"modified":"2026-09-01T10:17:49","modified_gmt":"2026-09-01T07:17:49","slug":"back-to-school-cu-mai-multa-flexibilitate-pana-la-20-de-rate-fara-dobanda-cu-cardurile-destepte","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2123394","title":{"rendered":"Back to School cu mai mult\u0103 flexibilitate: p\u00e2n\u0103 la 20 de rate f\u0103r\u0103 dob\u00e2nd\u0103 cu Cardurile De\u0219tepte"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/ziardesuceava.ro\/wp-content\/uploads\/2026\/09\/WhatsApp-Image-2026-09-01-at-13.04.23-1-e1788257668836-994&#215;694-1.jpeg&#8221;]<\/p>\n<div class=\"post-content clearfix\">\n<div class=\"blog-post-thumb\"><img loading=\"lazy\" decoding=\"async\" width=\"994\" height=\"694\" src=\"https:\/\/ziardesuceava.ro\/wp-content\/uploads\/2026\/09\/WhatsApp-Image-2026-09-01-at-13.04.23-1-e1788257668836-994x694-1.jpeg\" class=\"attachment-inhype-blog-thumb size-inhype-blog-thumb wp-post-image\" alt><\/div>\n<div class=\"entry-content\">\n<p>Sezonul Back to School devine mai accesibil cu Exim Banca Rom\u00e2neasc\u0103: banca lanseaz\u0103 o nou\u0103 campanie promo\u021bional\u0103 prin care extinde p\u00e2n\u0103 la 20 num\u0103rul de rate f\u0103r\u0103 dob\u00e2nd\u0103 disponibile pentru de\u021bin\u0103torii Cardurilor De\u0219tepte de cump\u0103r\u0103turi: <a href=\"https:\/\/www.eximbank.ro\/2023\/11\/10\/card-de-credit-mastercard-standard\/\">Cardul de credit Mastercard Standard<\/a> \u0219i <a href=\"https:\/\/www.eximbank.ro\/2023\/11\/09\/card-de-credit-mastercard-gold\/\">Cardul de credit Mastercard Gold<\/a>.<\/p>\n<p>Campania se desf\u0103\u0219oar\u0103 \u00een perioada 1 septembrie \u2013 15 octombrie 2026 \u0219i este dedicat\u0103 at\u00e2t clien\u021bilor care de\u021bin deja un card de credit Exim Banca Rom\u00e2neasc\u0103, c\u00e2t \u0219i celor care aleg s\u0103 solicite unul \u00een aceast\u0103 perioad\u0103.<\/p>\n<p>Fie c\u0103 este vorba despre rechizite \u0219i papet\u0103rie, c\u0103r\u021bi \u0219i materiale educa\u021bionale, laptopuri \u0219i tablete, electronice, electrocasnice sau alte cump\u0103r\u0103turi necesare la \u00eenceput de an \u0219colar sau universitar, cheltuielile pot fi gestionate mai u\u0219or prin plata \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103.<\/p>\n<p>Planul de rate f\u0103r\u0103 dob\u00e2nd\u0103 poate fi activat \u00een unul dintre cele dou\u0103 moduri disponibile: automat (activ\u00e2nd serviciul de plat\u0103 \u00een rate) sau prin apel \u00een Call Center. \u00a0\u00cen func\u021bie de valoarea cump\u0103r\u0103turilor, num\u0103rul de rate f\u0103r\u0103 dob\u00e2nd\u0103 cu costuri ZERO de activare poate fi:<\/p>\n<table width=\"508\">\n<thead>\n<tr>\n<td width=\"232\"><strong>Num\u0103r rate<\/strong><\/td>\n<td width=\"270\"><strong>Valoare tranzac\u021bie<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"232\"><strong>3<\/strong><\/td>\n<td width=\"270\"><strong>200 \u2013 799,99 lei<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"232\"><strong>6<\/strong><\/td>\n<td width=\"270\"><strong>800 \u2013 1.999 lei<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"232\"><strong>12<\/strong><\/td>\n<td width=\"270\"><strong>2.000 \u2013 2.999,99 lei<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"232\"><strong>20<\/strong><\/td>\n<td width=\"270\"><strong>Peste 3.000 lei<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n<p>Cardul De\u0219tept de la Exim Banca Rom\u00e2neasc\u0103 este un instrument de plat\u0103 modern, sigur \u015fi flexibil, oferind multiple facilit\u0103\u021bi:<\/p>\n<ul>\n<li><strong>Program <\/strong><strong>Rate De\u0219tepte cu<\/strong><strong>0% dob\u00e2nd\u0103 \u0219i 0% comision de activare<\/strong>pentru cump\u0103r\u0103turi de cel pu\u021bin 200 lei, la orice comerciant, din \u021bar\u0103 \u0219i str\u0103in\u0103tate (<em>sunt exceptate tranzac\u021biile de tip transferuri de bani, tranzactii money send, top-up \u0219i c\u0103tre comercianti de tip Cripto).<\/em><\/li>\n<li><strong>Cea mai generoas\u0103 perioad\u0103 de gra\u0163ie, de p\u00e2n\u0103 la 61 zile<\/strong>, \u00een care nu se pl\u0103te\u015fte dob\u00e2nd\u0103 pentru cump\u0103r\u0103turile la comercian\u0163i (inclusiv pentru rate).<\/li>\n<li><strong>Asigurare gratuit\u0103 pentru cump\u0103r\u0103turile realizate at\u00e2t online, cat \u0219i \u00een magazinele fizice,\u00a0<\/strong>\u00een termen de 30 de zile de la data achizi\u021bionarii produsului.<\/li>\n<li><strong>Modalit\u0103\u021bi de rambursare variate<\/strong>, incluz\u00e2nd varianta confortabil\u0103 de auto-debit. Se deschide un cont curent, se alimenteaz\u0103 \u0219i banca retrage automat la data scaden\u021bei suma minim\u0103 de plat\u0103 sau suma total\u0103 datorat\u0103.<\/li>\n<\/ul>\n<p>Exim Banca Rom\u00e2neasc\u0103 este o banc\u0103 universal\u0103 100% rom\u00e2neasc\u0103, aflat\u0103 \u00een top 10 cele mai mari institu\u0163ii de cre\u00addit dup\u0103 active.<\/p>\n<\/div>\n<div class=\"inhype-social-share-fixed sidebar-position-right\">\n<div class=\"post-social-wrapper\">\n<div class=\"post-social-title\"><span class=\"post-social-title-text\">Share<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/ziardesuceava.ro\/back-to-school-cu-mai-multa-flexibilitate-pana-la-20-de-rate-fara-dobanda-cu-cardurile-destepte\/&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/ziardesuceava.ro\/wp-content\/uploads\/2026\/09\/WhatsApp-Image-2026-09-01-at-13.04.23-1-e1788257668836-994&#215;694-1.jpeg&#8221;] Sezonul Back to School devine mai accesibil cu Exim Banca Rom\u00e2neasc\u0103: banca lanseaz\u0103 o nou\u0103 campanie promo\u021bional\u0103 prin care extinde p\u00e2n\u0103 la 20 num\u0103rul de rate f\u0103r\u0103 dob\u00e2nd\u0103 disponibile pentru de\u021bin\u0103torii Cardurilor De\u0219tepte de cump\u0103r\u0103turi: Cardul de credit Mastercard Standard \u0219i Cardul de credit Mastercard Gold. Campania se desf\u0103\u0219oar\u0103 \u00een perioada 1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,171],"class_list":["post-2123394","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-ziardesuceava-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2123394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2123394"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2123394\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2123394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2123394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2123394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}