{"id":2111475,"date":"2026-08-24T21:05:55","date_gmt":"2026-08-24T18:05:55","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2111475"},"modified":"2026-08-24T21:05:55","modified_gmt":"2026-08-24T18:05:55","slug":"peste-171-000-de-locuinte-din-buzau-nu-au-asigurare-obligatorie-diferente-de-aproape-zece-ori-intre-localitati-la-pad","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2111475","title":{"rendered":"Peste 171.000 de locuin\u021be din Buz\u0103u nu au asigurare obligatorie. Diferen\u021be de aproape zece ori \u00eentre localit\u0103\u021bi la PAD"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/opiniabuzau.ro\/wp-content\/uploads\/2026\/08\/cartier-buzau-pag.-1-scaled-1.webp&#8221;]<\/p>\n<div class=\"entry-content entry clearfix\">\n<p><strong>R\u00e2mnicelu are cel mai ridicat grad de acoperire PAD din jude\u021b, \u00een timp ce la C.A. Rosetti doar 95 dintre cele 1.912 locuin\u021be au asigurare obligatorie. Per total, peste 171.000 de locuin\u021be din Buz\u0103u nu au o poli\u021b\u0103 PAD \u00een vigoare.<\/strong><\/p>\n<p>Jude\u021bul Buz\u0103u are un fond locativ de 213.048 de locuin\u021be \u0219i 41.874 de poli\u021be de asigurare obligatorie \u00een vigoare. Restul de 171.174 nu aveau o poli\u021b\u0103 PAD activ\u0103 la data de referin\u021b\u0103, 31 iulie 2026.<\/p>\n<p>Gradul de acoperire al jude\u021bului este astfel de 19,65%, sub media na\u021bional\u0103 de 24,90%. Mult mai mari dec\u00e2t diferen\u021ba fa\u021b\u0103 de media \u021b\u0103rii sunt \u00eens\u0103 decalajele dintre localit\u0103\u021bile buzoiene.<\/p>\n<p>La un cap\u0103t al clasamentului jude\u021bean se afl\u0103 <strong>R\u00e2mnicelu, cu 46,57%<\/strong> \u2014 658 de poli\u021be pentru 1.413 locuin\u021be. La cel\u0103lalt, <strong>C.A. Rosetti are 4,97%<\/strong>, cu numai 95 de poli\u021be pentru 1.912 locuin\u021be.<\/p>\n<h2>Localit\u0103\u021bi foarte diferite ajung \u00een partea de sus a clasamentului<\/h2>\n<p>Dup\u0103 R\u00e2mnicelu urmeaz\u0103 Cisl\u0103u, cu un grad de acoperire de <strong>38,52%<\/strong>, respectiv 792 de poli\u021be la 2.056 de locuin\u021be.<\/p>\n<div class=\"stream-item stream-item-in-post stream-item-inline-post aligncenter\"><a href=\"https:\/\/vreaulanova.ro\/?utm_source=opiniabuzau&amp;utm_medium=image\" title target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" data-od-unknown-tag data-od-xpath=\"\/HTML\/BODY\/DIV[@class=&apos;background-overlay&apos;]\/*[1][self::DIV]\/*[1][self::DIV]\/*[4][self::DIV]\/*[1][self::DIV]\/*[1][self::DIV]\/*[2][self::ARTICLE]\/*[3][self::DIV]\/*[8][self::DIV]\/*[1][self::A]\/*[1][self::IMG]\" src=\"https:\/\/opiniabuzau.ro\/wp-content\/smush-webp\/2022\/02\/MicrosoftTeams-image-4-1.jpg.webp\" alt width=\"728\" height=\"91\" class=\"perfmatters-lazy\"><img loading=\"lazy\" decoding=\"async\" data-od-unknown-tag data-od-xpath=\"\/HTML\/BODY\/DIV[@class=&apos;background-overlay&apos;]\/*[1][self::DIV]\/*[1][self::DIV]\/*[4][self::DIV]\/*[1][self::DIV]\/*[1][self::DIV]\/*[2][self::ARTICLE]\/*[3][self::DIV]\/*[8][self::DIV]\/*[1][self::A]\/*[1][self::IMG]\" src=\"https:\/\/opiniabuzau.ro\/wp-content\/smush-webp\/2022\/02\/MicrosoftTeams-image-4-1.jpg.webp\" alt width=\"728\" height=\"91\"><\/a><\/div>\n<p>Br\u0103e\u0219ti ajunge la 35,62%, iar P\u0103t\u00e2rlagele la 31,66%. Acesta din urm\u0103 este \u0219i singurul ora\u0219 din jude\u021b care dep\u0103\u0219e\u0219te municipiul Buz\u0103u, unde gradul de cuprindere este de 30,48%.<\/p>\n<p>Chiojdu are 29,51%, iar Nehoiu 26,28%.<\/p>\n<p>Distribu\u021bia nu contureaz\u0103 \u00eens\u0103 o separare geografic\u0103 simpl\u0103. R\u00e2mnicelu, localitatea cu cel mai ridicat procent, se afl\u0103 \u00een zona de c\u00e2mpie, \u00een timp ce Cisl\u0103u este situat\u0103 \u00een Subcarpa\u021bii Buz\u0103ului. Datele arat\u0103 diferen\u021be locale importante, dar nu sunt suficiente pentru a spune ce le determin\u0103.<\/p>\n<h2>26 de localit\u0103\u021bi sunt sub pragul de 10%<\/h2>\n<p>Dup\u0103 C.A. Rosetti, cele mai reduse valori se \u00eenregistreaz\u0103 la M\u0103rg\u0103rite\u0219ti \u2014 5,51%, C\u0103ne\u0219ti \u2014 6,04%, Glodeanu S\u0103rat \u2014 6,05% \u0219i B\u0103l\u0103ceanu \u2014 6,74%.<\/p>\n<p>Smeeni, una dintre comunele mari ale jude\u021bului, are 207 poli\u021be PAD pentru un fond locativ de 2.602 locuin\u021be, ceea ce \u00eenseamn\u0103 un grad de acoperire de 7,96%.<\/p>\n<p>\u00cen total, 26 dintre cele 87 de unit\u0103\u021bi administrativ-teritoriale din jude\u021bul Buz\u0103u au sub 10% dintre locuin\u021be acoperite prin PAD.<\/p>\n<p>\u0218i \u00eentre cele dou\u0103 municipii exist\u0103 o diferen\u021b\u0103 important\u0103. Municipiul Buz\u0103u ajunge la 30,48%, \u00een timp ce <strong>R\u00e2mnicu S\u0103rat are 16,81%<\/strong> \u2014 3.322 de poli\u021be pentru 19.767 de locuin\u021be.<\/p>\n<p>Dintre localit\u0103\u021bile urbane, cea mai redus\u0103 valoare apare la Pogoanele: 9,48%, cu 270 de poli\u021be pentru 2.847 de locuin\u021be.<\/p>\n<p>Datele complete \u0219i calculele pentru fiecare localitate sunt disponibile \u00een <a href=\"https:\/\/pad.ro\/raport-asigurare-pad-romania\/\">raportul publicat de PAD.ro<\/a>.<\/p>\n<h2>De unde provin cifrele<\/h2>\n<p>Datele primare privind num\u0103rul poli\u021belor PAD sunt publicate oficial de Pool-ul de Asigurare \u00cempotriva Dezastrelor Naturale. Pe <a href=\"https:\/\/www.padrom.ro\/harta-pad\/\">Harta PAD publicat\u0103 de PADROM<\/a> sunt disponibile at\u00e2t indicatorii na\u021bionali \u0219i jude\u021beni valabili la 31 iulie 2026, c\u00e2t \u0219i tabelul cu gradul de cuprindere la nivelul fiec\u0103rei unit\u0103\u021bi administrativ-teritoriale.<\/p>\n<p>PADROM indic\u0103 drept surse baza proprie de date privind poli\u021bele \u00een vigoare \u0219i Institutul Na\u021bional de Statistic\u0103, prin TEMPO Online.<\/p>\n<p>PAD.ro a utilizat acest set oficial pentru calculele, clasamentele \u0219i compara\u021biile \u00eentre localit\u0103\u021bi. Platforma precizeaz\u0103 \u00een raport c\u0103 nu colecteaz\u0103 \u0219i nu raporteaz\u0103 date primare privind poli\u021bele PAD.<\/p>\n<p>Asigurarea obligatorie acoper\u0103 trei riscuri definite prin Legea nr. 260\/2008: cutremurul, inunda\u021bia produs\u0103 ca fenomen natural \u0219i alunecarea de teren. Prima anual\u0103 este de 130 de lei pentru locuin\u021bele de Tip A, cu o sum\u0103 asigurat\u0103 de 100.000 de lei, respectiv 50 de lei pentru locuin\u021bele de Tip B, cu o sum\u0103 asigurat\u0103 de 50.000 de lei.<\/p>\n<p>Datele analizate se refer\u0103 numai la poli\u021bele PAD \u0219i nu includ asigur\u0103rile facultative de locuin\u021b\u0103.<\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/opiniabuzau.ro\/peste-171-000-de-locuinte-din-buzau-nu-au-asigurare-obligatorie-diferente-de-aproape-zece-ori-intre-localitati-la-pad\/&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/opiniabuzau.ro\/wp-content\/uploads\/2026\/08\/cartier-buzau-pag.-1-scaled-1.webp&#8221;] R\u00e2mnicelu are cel mai ridicat grad de acoperire PAD din jude\u021b, \u00een timp ce la C.A. Rosetti doar 95 dintre cele 1.912 locuin\u021be au asigurare obligatorie. Per total, peste 171.000 de locuin\u021be din Buz\u0103u nu au o poli\u021b\u0103 PAD \u00een vigoare. Jude\u021bul Buz\u0103u are un fond locativ de 213.048 de locuin\u021be \u0219i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[226,44],"class_list":["post-2111475","post","type-post","status-publish","format-standard","hentry","category-politics","tag-crawlmanager","tag-opiniabuzau-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2111475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2111475"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2111475\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2111475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2111475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2111475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}