{"id":2085302,"date":"2026-08-09T09:00:28","date_gmt":"2026-08-09T06:00:28","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2085302"},"modified":"2026-08-09T09:00:28","modified_gmt":"2026-08-09T06:00:28","slug":"profesori-buzoieni-training-de-educatie-financiara","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2085302","title":{"rendered":"Profesori buzoieni, training de educa\u021bie financiar\u0103"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/opiniabuzau.ro\/wp-content\/uploads\/2026\/08\/educatie-financiara.webp&#8221;]<\/p>\n<div class=\"entry-content entry clearfix\">\n<blockquote>\n<p><strong>Cum cite\u015fti clauzele unui contract de credit? Cum \u00ee\u0163i construie\u015fti primul buget? Cum diferen\u0163iezi nevoile de dorin\u0163e? Cum func\u0163ioneaz\u0103 dob\u00e2nda compus\u0103? Ce \u00eenseamn\u0103 un fond de urgen\u0163\u0103 \u015fi de ce este important s\u0103 \u00eencepi s\u0103 investe\u015fti devreme?<\/strong><\/p>\n<\/blockquote>\n<p>Pentru peste 2.000 de elevi din Rom\u00e2nia, aceste \u00eentreb\u0103ri au f\u0103cut parte din lec\u0163iile de educa\u0163ie financiar\u0103 la care au participat \u00een 2025 prin programele finan\u0163ate de KRUK Rom\u00e2nia \u2013 societate specializat\u0103 \u00een administrarea crean\u021belor \u2013 \u015fi dezvoltate \u00een parteneriat cu Junior Achievement Rom\u00e2nia. Organiza\u021bia pentru Cooperare \u0219i Dezvoltare Economic\u0103\u00a0(OECD) define\u015fte alfabetizarea financiar\u0103 drept ansamblul de cuno\u015ftin\u0163e, competen\u0163e \u015fi atitudini care \u00eei ajut\u0103 pe oameni s\u0103 ia decizii financiare responsabile, contribuind la bun\u0103starea indivizilor \u015fi a societ\u0103\u0163ii \u015fi la participarea activ\u0103 \u00een via\u0163a economic\u0103.<\/p>\n<p>\u00cen acela\u015fi timp, cele mai recente analize OECD privind sistemul de educa\u0163ie din Rom\u00e2nia arat\u0103 c\u0103 aproape jum\u0103tate dintre elevii rom\u00e2ni de 15 ani nu ating nivelul minim de competen\u0163\u0103 la matematic\u0103, iar aproape patru din zece nu ating nivelul minim la citire \u015fi \u015ftiin\u0163e, competen\u0163e care stau la baza \u00een\u0163elegerii informa\u0163iilor \u015fi deciziilor financiare. \u00cen acest context, programele de educa\u0163ie financiar\u0103 dezvoltate de KRUK Rom\u00e2nia urm\u0103resc s\u0103 ofere elevilor instrumente practice pentru administrarea responsabil\u0103 a banilor \u00eenainte de primele decizii economice importante. Datele sunt prezentate \u00een Raportul de Sustenabilitate 2025 al Grupului KRUK, \u00eentocmit conform standardelor europene ESRS \u015fi verificat independent. <em>\u201eDe la cei peste 2.000 de elevi care au participat la programele noastre de Educa\u0163ie Financiar\u0103 \u00een 2025 p\u00e2n\u0103 la solu\u0163iile pe care le construim \u00eempreun\u0103 cu fiecare client, obiectivul nostru r\u0103m\u00e2ne acela\u015fi: decizii financiare mai bine informate pentru echilibru financiar\u201d<\/em>, spune Cosmina Marinescu, Director General KRUK Rom\u00e2nia.<\/p>\n<h3><strong>Educa\u0163ia financiar\u0103 \u00eencepe \u00eenainte de primul salariu<\/strong><\/h3>\n<p>Programele de educa\u0163ie financiar\u0103 dezvoltate de KRUK Rom\u00e2nia \u00een 2025 au urm\u0103rit un obiectiv comun: formarea unor competen\u0163e practice care s\u0103 \u00eei ajute pe tineri \u015fi adul\u0163i s\u0103 ia decizii financiare informate, de la administrarea bugetului personal \u015fi \u00een\u0163elegerea costului unui credit p\u00e2n\u0103 la planificarea financiar\u0103 pe termen lung.<\/p>\n<p>\u00cen \u015fcoli, cea de-a opta edi\u0163ie a programului Credite Inteligente, derulat \u00eempreun\u0103 cu Junior Achievement Rom\u00e2nia, a oferit acces gratuit la modulul de educa\u0163ie financiar\u0103 pentru peste 1.600 de elevi din 72 de licee din Bucure\u015fti \u015fi din \u0163ar\u0103.<\/p>\n<div class=\"stream-item stream-item-in-post stream-item-inline-post aligncenter\"><a href=\"https:\/\/vreaulanova.ro\/?utm_source=opiniabuzau&amp;utm_medium=image\" title target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" data-od-unknown-tag data-od-xpath=\"\/HTML\/BODY\/DIV[@class=&apos;background-overlay&apos;]\/*[1][self::DIV]\/*[1][self::DIV]\/*[4][self::DIV]\/*[1][self::DIV]\/*[1][self::DIV]\/*[2][self::ARTICLE]\/*[3][self::DIV]\/*[8][self::DIV]\/*[1][self::A]\/*[1][self::IMG]\" src=\"https:\/\/opiniabuzau.ro\/wp-content\/smush-webp\/2022\/02\/MicrosoftTeams-image-4-1.jpg.webp\" alt width=\"728\" height=\"91\" class=\"perfmatters-lazy\"><img loading=\"lazy\" decoding=\"async\" data-od-unknown-tag data-od-xpath=\"\/HTML\/BODY\/DIV[@class=&apos;background-overlay&apos;]\/*[1][self::DIV]\/*[1][self::DIV]\/*[4][self::DIV]\/*[1][self::DIV]\/*[1][self::DIV]\/*[2][self::ARTICLE]\/*[3][self::DIV]\/*[8][self::DIV]\/*[1][self::A]\/*[1][self::IMG]\" src=\"https:\/\/opiniabuzau.ro\/wp-content\/smush-webp\/2022\/02\/MicrosoftTeams-image-4-1.jpg.webp\" alt width=\"728\" height=\"91\"><\/a><\/div>\n<p>\u00cen paralel, voluntarii KRUK au sus\u0163inut sesiuni interactive, lucr\u00e2nd direct cu peste 500 de elevi din Bucure\u015fti \u015fi \u00een alte 18 localit\u0103\u0163i, pentru dezvoltarea unor competen\u0163e financiare de baz\u0103. Un alt program a inclus \u015fi sesiuni de formare pentru profesori din\u202ftrei jude\u0163e, Galati, Buzau, Ploiesti, precum \u015fi distribuirea a 300 de exemplare ale volumului \u201eSecretul banilor\u201d, scris de Irina Chi\u0163u \u015fi Denisa Dasc\u0103lu. Educa\u0163ia financiar\u0103 a continuat \u015fi \u00een mediul digital.<\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/opiniabuzau.ro\/profesori-buzoieni-training-de-educatie-financiara\/&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/opiniabuzau.ro\/wp-content\/uploads\/2026\/08\/educatie-financiara.webp&#8221;] Cum cite\u015fti clauzele unui contract de credit? Cum \u00ee\u0163i construie\u015fti primul buget? Cum diferen\u0163iezi nevoile de dorin\u0163e? Cum func\u0163ioneaz\u0103 dob\u00e2nda compus\u0103? Ce \u00eenseamn\u0103 un fond de urgen\u0163\u0103 \u015fi de ce este important s\u0103 \u00eencepi s\u0103 investe\u015fti devreme? Pentru peste 2.000 de elevi din Rom\u00e2nia, aceste \u00eentreb\u0103ri au f\u0103cut parte din lec\u0163iile de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[226,44],"class_list":["post-2085302","post","type-post","status-publish","format-standard","hentry","category-politics","tag-crawlmanager","tag-opiniabuzau-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2085302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2085302"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2085302\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2085302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2085302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2085302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}