{"id":2050617,"date":"2026-07-16T10:58:24","date_gmt":"2026-07-16T07:58:24","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2050617"},"modified":"2026-07-16T10:58:24","modified_gmt":"2026-07-16T07:58:24","slug":"programul-de-reasigurare-padrom-ajunge-la-2-miliarde-de-euro-si-isi-creste-capacitatea-de-despagubire-i","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2050617","title":{"rendered":"Programul de reasigurare PADROM ajunge la 2 miliarde de euro \u015fi \u00ee\u015fi cre\u015fte capacitatea de desp\u0103gubire \u00ee"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23196696\/1\/bp5.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23196696\/1\/bp5.jpg&#8221;]<\/p>\n<div class=\"text-content\">\n<p> Pool-ul de Asigurare \u00cempotriva Dezastrelor Naturale (PADROM) a majorat la 2 miliarde de euro programul de reasigurare care sus\u0163ine plata desp\u0103gubirilor pentru locuin\u0163ele asigurate \u00eempotriva dezastrelor naturale.<\/p>\n<p> Programul de reasigurare reprezint\u0103 mecanismul prin care PADROM transfer\u0103 o parte din riscuri c\u0103tre pia\u0163a interna\u0163ional\u0103 de reasigurare, astfel \u00eenc\u00e2t s\u0103 poat\u0103 face fa\u0163\u0103 inclusiv unor evenimente catastrofale care genereaz\u0103 un num\u0103r foarte mare de cereri de desp\u0103gubire.<\/p>\n<p> \u201eRolul nostru este s\u0103 ne preg\u0103tim \u00eenainte ca un dezastru s\u0103 se produc\u0103. Un cutremur major sau inunda\u0163ii extinse pot afecta simultan zeci sau chiar sute de mii de locuin\u0163e, iar sistemul trebuie s\u0103 fie preg\u0103tit s\u0103 r\u0103spund\u0103. Atingerea valorii de 2 miliarde de euro a programului de reasigurare reflect\u0103 procesul continuu de adecvare a protec\u0163iei de reasigurare la expunerea asumat\u0103, asigur\u00e2nd capacitatea financiar\u0103 necesar\u0103 pentru ca PADROM s\u0103 \u00ee\u015fi onoreze obliga\u0163iile de desp\u0103gubire \u00een cazul producerii unui dezastru major\u201d, a declarat Nicoleta Radu, director general PADROM.<\/p>\n<div>\n<div><span>Te-ar putea interesa \u0219i:<\/span><\/div>\n<\/div>\n<p> Programul de reasigurare pentru perioada 2026\u20132027 este sus\u0163inut de peste 60 de reasigur\u0103tori exclusiv cu rating financiar de tip A, printre care se num\u0103r\u0103 Hannover Re, Munich Re, Swiss Re, SCOR, Tokio Marine (HCC), Fidelis, Everest, AXA XL, VIG Re, Allianz Re si Mapfre Re.<\/p>\n<p> PADROM este o societate de asigurare-reasigurare, cu capital privat, format\u0103 prin asocierea societ\u0103\u0163ilor de asigurare pentru \u00eencheierea de asigur\u0103ri obligatorii de locuin\u0163\u0103, \u00een conformitate cu prevederile Legii nr. 260\/2008. Conform prevederilor legii, PADROM administreaz\u0103 sistemul de asigurare obligatorie a locuin\u0163elor, care acoper\u0103 trei riscuri de baz\u0103 specifice Rom\u00e2niei: cutremur, inunda\u0163ii \u015fi alunec\u0103ri de teren.<\/p>\n<p> \u00a0<\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/www.zf.ro\/zf-24\/programul-de-reasigurare-padrom-ajunge-la-2-miliarde-de-euro-si-isi-23196696&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23196696\/1\/bp5.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23196696\/1\/bp5.jpg&#8221;] Pool-ul de Asigurare \u00cempotriva Dezastrelor Naturale (PADROM) a majorat la 2 miliarde de euro programul de reasigurare care sus\u0163ine plata desp\u0103gubirilor pentru locuin\u0163ele asigurate \u00eempotriva dezastrelor naturale. Programul de reasigurare reprezint\u0103 mecanismul prin care PADROM transfer\u0103 o parte din riscuri c\u0103tre pia\u0163a interna\u0163ional\u0103 de reasigurare, astfel \u00eenc\u00e2t s\u0103 poat\u0103 face fa\u0163\u0103 inclusiv [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-2050617","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2050617","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2050617"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2050617\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2050617"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2050617"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2050617"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}