{"id":2048284,"date":"2026-07-16T17:14:26","date_gmt":"2026-07-16T14:14:26","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=2048284"},"modified":"2026-07-16T17:14:26","modified_gmt":"2026-07-16T14:14:26","slug":"brokerii-123credit-ro-au-primit-peste-1-500-de-clienti-calificati-in-primele-6-luni-din-2026-prin","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=2048284","title":{"rendered":"Brokerii 123Credit.ro au primit peste 1.500 de clien\u021bi califica\u021bi \u00een primele 6 luni din 2026 prin&#8230;"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-2\/2e02fa49-37d2-4758-a3c3-a3557962119a\/index.png?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-x63bga\">\n<nav>\n<ul class=\"breadcrump svelte-1pk9a69\">\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/\" title=\"Adev\u0103rul\" class=\"svelte-1pk9a69\">Home<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/economie\" class=\"svelte-1pk9a69\">Economie<\/a><\/li>\n<li class=\"svelte-1pk9a69\"><a href=\"https:\/\/adevarul.ro\/economie\/brokerii-123creditro-au-primit-peste-1500-de-2543757.html\" class=\"svelte-1pk9a69\">Brokerii 123Credit.ro au primit peste 1.500 de clien\u021bi califica\u021bi \u00een primele 6 luni din 2026 prin intermediul platformei<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-x63bga\"><\/p>\n<p>Cea mai mare schimbare din brokerajul de credite al ultimilor ani nu \u021bine de dob\u00e2nzi sau produse financiare, ci de felul \u00een care clientul ajunge la broker.\u00a0<\/p>\n<div class=\"container-image  svelte-1xbw4f3\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-2\/2e02fa49-37d2-4758-a3c3-a3557962119a\/index.png?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/div>\n<p>Dac\u0103 acum c\u00e2\u021biva ani un consultant \u00ee\u0219i g\u0103sea singur fiecare client, prin recomand\u0103ri \u0219i telefoane, ast\u0103zi o parte tot mai mare din cerere se na\u0219te online, iar oamenii care caut\u0103 o finan\u021bare pe internet ajung la brokeri prin canale digitale, de cele mai multe ori deja verifica\u021bi \u00eenainte de prima discu\u021bie.<\/p>\n<h2>Cererea s-a mutat pe internet<\/h2>\n<p>Tot mai mul\u021bi rom\u00e2ni care se g\u00e2ndesc la un credit \u00eencep de la o c\u0103utare pe telefon. Compar\u0103 dob\u00e2nzi, DAE, citesc condi\u021bii, completeaz\u0103 formulare. Momentul \u00een care ridic\u0103 m\u00e2na \u0219i spun \u201evreau \u0219i eu s\u0103 aplic&#8221; se \u00eent\u00e2mpl\u0103 acum \u00een online, nu la ghi\u0219eu.<\/p>\n<p>Companiile de brokeraj au urmat aceast\u0103 mi\u0219care. \u00cen loc s\u0103 lase fiecare broker s\u0103 \u00ee\u0219i g\u0103seasc\u0103 singur clien\u021bii, au construit sisteme care atrag cererea online \u0219i o distribuie \u00een re\u021bea. Diferen\u021ba fa\u021b\u0103 de un simplu formular de contact st\u0103 \u00een ce se \u00eent\u00e2mpl\u0103 \u00eentre click \u0219i telefonul brokerului.<\/p>\n<h2>Ce \u00eenseamn\u0103 un lead \u201ecalificat&#8221;<\/h2>\n<p>Aici e nuan\u021ba care conteaz\u0103. Un lead calificat nu este doar un nume \u0219i un num\u0103r de telefon, culese de pe internet. Este un client care a trecut deja printr-o verificare la Biroul de Credit \u0219i ANAF, \u00eenainte s\u0103 ajung\u0103 la broker.<\/p>\n<p>Un exemplu de astfel de mecanism este 123Credit. Clien\u021bii care aplic\u0103 pe site trec printr-un algoritm de prescoring care le estimeaz\u0103 eligibilitatea \u00een c\u00e2teva minute \u0219i abia apoi sunt contacta\u021bi de broker.\u00a0<\/p>\n<p>Brokerul nu prime\u0219te un contact rece, ci un om care c\u0103uta activ o finan\u021bare \u0219i despre care se \u0219tie deja c\u0103 are \u0219anse reale de aprobare. Practic, munca de filtrare, care \u00eenainte \u00eei ocupa brokerului ore bune, e f\u0103cut\u0103 \u00eenainte ca discu\u021bia s\u0103 \u00eenceap\u0103.<\/p>\n<h2>Din online, direct \u00een re\u021bea<\/h2>\n<p>Odat\u0103 calificat, lead-ul este distribuit c\u0103tre brokerii potrivi\u021bi din re\u021bea.<\/p>\n<p>Volumul spune cel mai clar c\u00e2t de mult conteaz\u0103 canalul. Potrivit companiei, 123Credit a distribuit peste 1.500 de leaduri calificate brokerilor din re\u021beaua sa doar \u00een prima jum\u0103tate a anului 2026 (oameni care au aplicat online, le-a fost f\u0103cut prescoring, au fost verifica\u021bi \u0219i repartiza\u021bi mai departe c\u0103tre un broker din zona lor).<\/p>\n<p>De acolo, brokerul se \u00eent\u00e2lne\u0219te cu clientul \u0219i administreaz\u0103 totul dintr-o aplica\u021bie intern\u0103. Acolo \u00ee\u0219i \u021bine eviden\u021ba clien\u021bilor \u0219i a dosarelor, vede \u00een orice moment \u00een ce stadiu se afl\u0103 fiecare aplica\u021bie \u0219i \u00ee\u0219i urm\u0103re\u0219te statisticile de activitate. Drumul clientului, de la click-ul din online p\u00e2n\u0103 la semn\u0103tur\u0103, e vizibil \u0219i u\u0219or de gestionat \u00eentr-un singur loc.<\/p>\n<h2>Ce \u00eenseamn\u0103 asta pentru broker<\/h2>\n<p>Cea mai mare schimbare pentru un broker e c\u0103 nu mai \u00eencepe fiecare lun\u0103 de la zero. Clien\u021bii califica\u021bi intr\u0103 direct \u00een portofoliul brokerului, al\u0103turi de clien\u021bii din recomand\u0103ri \u0219i networking. Cele doua fluxuri se adun\u0103.<\/p>\n<p>Pe m\u0103sur\u0103 ce tot mai mul\u021bi clien\u021bi \u00ee\u0219i \u00eencep c\u0103utarea \u00een online, acest canal devine motorul principal de cre\u0219tere pentru brokeri \u00een 2026.<\/p>\n<p>123Credit continu\u0103 s\u0103 investeasc\u0103 \u00een aceast\u0103 direc\u021bie \u0219i \u00ee\u0219i extinde re\u021beaua de brokeri la nivel na\u021bional. Cei care \u00ee\u0219i doresc s\u0103 fac\u0103 parte din aceast\u0103 transformare pot trimite CV-ul la cariere@123credit.ro.<\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-x63bga\">\n<div class=\"meta svelte-x63bga\">\n<div class=\"authors svelte-x63bga\"><span class=\"names svelte-x63bga\"><a href=\"https:\/\/adevarul.ro\/author\/702\" rel=\"author\" class=\"svelte-x63bga\">ADH<\/a><\/span><\/div>\n<\/div>\n<p><a class=\"moreFromCategory svelte-x63bga\" href=\"https:\/\/adevarul.ro\/economie\" title=\"Economie\">Mai multe din <strong class=\"svelte-x63bga\">Economie<\/strong> \u203a<\/a><\/footer>\n<\/article>\n<p>[analyse_source url=&#8221;https:\/\/adevarul.ro\/economie\/brokerii-123creditro-au-primit-peste-1500-de-2543757.html&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-2\/2e02fa49-37d2-4758-a3c3-a3557962119a\/index.png?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;] Home Economie Brokerii 123Credit.ro au primit peste 1.500 de clien\u021bi califica\u021bi \u00een primele 6 luni din 2026 prin intermediul platformei Cea mai mare schimbare din brokerajul de credite al ultimilor ani nu \u021bine de dob\u00e2nzi sau produse financiare, ci de felul \u00een care clientul ajunge la broker.\u00a0 Dac\u0103 acum c\u00e2\u021biva ani un [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-2048284","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2048284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2048284"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/2048284\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2048284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2048284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2048284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}