{"id":1975301,"date":"2026-06-06T09:17:20","date_gmt":"2026-06-06T06:17:20","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1975301"},"modified":"2026-06-06T09:17:20","modified_gmt":"2026-06-06T06:17:20","slug":"daniel-zamfir-bancile-au-manipulat-robor-ul-oamenii-au-fost-inselati-adevarul-a-iesit-la-lumina","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1975301","title":{"rendered":"Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/s1.ziareromania.ro\/?mmid=2ed5e56ad9a80e4c7e&#8221;]<\/p>\n<div id=\"article__container\" class=\"news__container news__image__container\">\n<h1 class=\"news__title\" title=\"Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d\">Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d<\/h1>\n<\/div>\n<div class=\"news__info__content d-flex\">\n<div class=\"d-flex \">\n<div class=\"news__author mar10r\"> Autor: <span><a href=\"https:\/\/ziare.com\/autor\/monica-vasilescu\"> Monica Vasilescu <\/a><\/span><\/div>\n<div class=\"news__publish\">Vineri, 05 Iunie 2026, ora 15:58<\/div>\n<\/div>\n<div class=\"news__views\">2621 citiri<\/div>\n<\/div>\n<div class=\"stanga_stire news__image fleft article__marker\">\n<div class=\"news-image__content news__image__item\"><a class=\"news__image\" data-href=\"https:\/\/s1.ziareromania.ro\/?mmid=2ed5e56ad9a80e4c7e\" data-size=\"1024x683\" title=\"Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d\"><img decoding=\"async\" src=\"https:\/\/tb.ziareromania.ro\/Daniel-Zamfir-----B--ncile-au-manipulat-ROBOR-ul--Oamenii-au-fost---n--ela--i--Adev--rul-a-ie--it-la-lumin-----\/2ed5e56ad9a80e4c7e\/400\/225\/2\/100\/Daniel-Zamfir-----B--ncile-au-manipulat-ROBOR-ul--Oamenii-au-fost---n--ela--i--Adev--rul-a-ie--it-la-lumin-----.jpg\" alt=\"Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d\" title=\"Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d\" class=\"img-responsive\"><\/a><\/p>\n<div class=\"news__caption\">Liderul senatorilor PSD, Daniel Zamfir FOTO Hepta<\/div>\n<\/div>\n<\/div>\n<div class=\"news__content descriere_main article__marker\">\n<p>Liderul senatorilor <a href=\"https:\/\/ziare.com\/psd\/\" title=\"PSD\">PSD<\/a>, Daniel Zamfir, sus\u021bine c\u0103 o decizie recent\u0103 a Consiliul Concuren\u021bei confirm\u0103 acuza\u021biile formulate \u00eenc\u0103 din 2019 privind modul de calcul al indicelui <a href=\"https:\/\/ziare.com\/bani\/robor\/\" title=\"ROBOR\">ROBOR<\/a> \u0219i efectele acestuia asupra clien\u021bilor bancari.<\/p>\n<p>Senatorul a afirmat c\u0103, \u00een urma comisiei parlamentare de anchet\u0103 privind ROBOR, au existat indicii c\u0103 mecanismul de stabilire a indicelui nu era suficient de transparent \u0219i c\u0103 acesta ar fi dezavantajat consumatorii. Potrivit lui Zamfir, concluziile de atunci au stat la baza promov\u0103rii indicelui IRCC, introdus ca alternativ\u0103 pentru creditele acordate popula\u021biei.<\/p>\n<p>\u201e\u00cen sf\u00e2r\u0219it, adev\u0103rul a ie\u0219it la lumin\u0103. B\u0103ncile au manipulat ROBOR-ul, iar oamenii au fost \u00een\u0219ela\u021bi\u201d, a declarat senatorul, sus\u021bin\u00e2nd c\u0103 decizia Consiliului Concuren\u021bei \u00eei valideaz\u0103 pozi\u021bia exprimat\u0103 \u00een urm\u0103 cu \u0219apte ani.<\/p>\n<p>Daniel Zamfir a precizat c\u0103 a\u0219teapt\u0103 publicarea motiv\u0103rii \u0219i a con\u021binutului integral al deciziei pentru a analiza eventualele m\u0103suri care ar putea fi luate \u00een beneficiul persoanelor afectate de nivelul ROBOR de-a lungul anilor.<\/p>\n<\/div>\n<p>Indicele ROBOR (Romanian Interbank Offer Rate) a reprezentat mult timp principalul reper pentru dob\u00e2nzile variabile la creditele \u00een lei, \u00eenainte ca o parte dintre \u00eemprumuturile acordate popula\u021biei s\u0103 fie raportate la IRCC (Indicele de Referin\u021b\u0103 pentru Creditele Consumatorilor), calculat pe baza tranzac\u021biilor efective dintre b\u0103nci.<\/p>\n<iframe loading=\"lazy\" src=\"https:\/\/www.facebook.com\/plugins\/post.php?href=https%3A%2F%2Fwww.facebook.com%2Fdaniel.catalinzamfir%2Fposts%2Fpfbid07jmYdNa1qVJ2ALkctQQRA2Lj6pdRtYbRTiWVBJxrr885Z5YZ1FzRiZpicGfjTQx9l&amp;show_text=true&amp;width=500\" width=\"500\" height=\"589\" scrolling=\"no\" frameborder allowfullscreen=\"true\" allow=\"autoplay; clipboard-write; encrypted-media; picture-in-picture; web-share\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/s1.ziareromania.ro\/?mmid=2ed5e56ad9a80e4c7e&#8221;] Daniel Zamfir: \u201eB\u0103ncile au manipulat ROBOR-ul. Oamenii au fost \u00een\u0219ela\u021bi. Adev\u0103rul a ie\u0219it la lumin\u0103\u201d Autor: Monica Vasilescu Vineri, 05 Iunie 2026, ora 15:58 2621 citiri Liderul senatorilor PSD, Daniel Zamfir FOTO Hepta Liderul senatorilor PSD, Daniel Zamfir, sus\u021bine c\u0103 o decizie recent\u0103 a Consiliul Concuren\u021bei confirm\u0103 acuza\u021biile formulate \u00eenc\u0103 din 2019 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,22],"class_list":["post-1975301","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-ziare-com"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1975301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1975301"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1975301\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1975301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1975301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1975301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}