Unu din 5 rom\u00e2ni planific\u0103 s\u0103 ia un credit de nevoi personale \u00een urm\u0103toarele 12 luni, cel mai ridicat nivel \u00eenregistrat p\u00e2n\u0103 \u00een prezent, dep\u0103\u015find creditul auto ca inten\u0163ie de contractare, arat\u0103 studiul Mogo Credit Barometer 2026, realizat de agen\u0163ia de cercetare de pia\u0163\u0103 MKOR.<\/p>\n
Astfel, 14% dintre rom\u00e2nii participan\u0163i la sondaj au spus c\u0103 inten\u0163ioneaz\u0103 s\u0103 ia un credit auto.<\/p>\n
Cei mai dornici s\u0103 contracteze un credit de nevoi personale sunt cei din genera\u0163ia X (44%) \u015fi Millennials (38%), v\u00e2rsta medie fiind de 43 de ani, iar principalul motiv este acoperirea unor cheltuieli neprev\u0103zute (43%).<\/p>\n
\u00cen plus, 77% dintre cei care pl\u0103nuiesc un credit auto au \u015fi inten\u0163ie de credit personal \u00een acela\u015fi interval. Cererea vine pe dou\u0103 planuri simultan. Juc\u0103torii care ofer\u0103 ambele produse \u00een condi\u0163ii competitive au un avantaj de cross-sell direct.<\/p>\n
\u201eDatele Mogo Credit Barometer 2026 arat\u0103 c\u0103 creditul de nevoi personale a devenit o component\u0103 normal\u0103 a planific\u0103rii financiare pentru tot mai mul\u0163i rom\u00e2ni. Aceast\u0103 schimbare este condus\u0103 de consumatori care \u015ftiu ce vor: cost transparent, aprobare rapid\u0103 \u015fi, mai ales, flexibilitate \u00een gestionarea \u00eemprumutului. Furnizorii care livreaz\u0103 pe aceste dimensiuni c\u00e2\u015ftig\u0103 clien\u0163i fideli.” , spune Cori Cimpoca, Fondatoarea MKOR.<\/p>\n
Patru din zece consumatori folosesc exclusiv canale online \u00een faza de explorare, dar 57% trec printr-o sucursal\u0103 \u00eenainte de a se angaja financiar.<\/p>\n
Decizia de creditare porne\u015fte de la cost: 66% din solicitan\u0163i pun pe primul loc costul total al \u00eemprumutului (dob\u00e2nd\u0103, DAE, comisioane), iar o treime adaug\u0103 flexibilitatea ramburs\u0103rii drept criteriu esen\u0163ial.<\/p>\n
Evaluarea satisfac\u0163iei clien\u0163ilor IFN confirm\u0103 unde r\u0103m\u00e2ne industria datoare: viteza primirii fondurilor \u015fi transparen\u0163a procesului ob\u0163in 8,4\/10, dar flexibilitatea gestion\u0103rii creditului se opre\u015fte la 7,9\/10, singurul aspect sub pragul de 8\/10. \u00a0<\/p>\n
Datele sunt extrase din studiul Mogo Credit Barometer 2026: Auto & Personal Loans, realizat pe un e\u015fantion de 1.000 responden\u0163i, cu o marj\u0103 de eroare \u00b13,1%.<\/p>\n
\u00a0<\/p>\n<\/div>\n
[analyse_source url=”https:\/\/www.zf.ro\/zf-24\/mogo-credit-barometer-2026-unu-5-romani-planifica-ia-credit-nevoi-23150737″]<\/p>\n","protected":false},"excerpt":{"rendered":"
[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23150737\/1\/profimedia-0519469262.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23150737\/1\/profimedia-0519469262.jpg”] Unu din 5 rom\u00e2ni planific\u0103 s\u0103 ia un credit de nevoi personale \u00een urm\u0103toarele 12 luni, cel mai ridicat nivel \u00eenregistrat p\u00e2n\u0103 \u00een prezent, dep\u0103\u015find creditul auto ca inten\u0163ie de contractare, arat\u0103 studiul Mogo Credit Barometer 2026, realizat de agen\u0163ia de cercetare de pia\u0163\u0103 MKOR. Astfel, 14% dintre rom\u00e2nii participan\u0163i la sondaj […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-1937997","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1937997","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1937997"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1937997\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1937997"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1937997"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1937997"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}