{"id":1936975,"date":"2026-05-15T09:33:10","date_gmt":"2026-05-15T06:33:10","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1936975"},"modified":"2026-05-15T09:33:10","modified_gmt":"2026-05-15T06:33:10","slug":"intesa-sanpaolo-bank-si-fngcimm-semneaza-conventia-de-garantare-pentru-refinantarea-creditelor-imm-pentru","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1936975","title":{"rendered":"Intesa Sanpaolo Bank \u015fi FNGCIMM semneaz\u0103 Conven\u0163ia de Garantare pentru refinan\u0163area creditelor IMM pentru"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23152388\/1\/sediu-intesa-sanpaolo-003.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23152388\/1\/sediu-intesa-sanpaolo-003.jpg&#8221;]<\/p>\n<div class=\"text-content\">\n<p> Intesa Sanpaolo Bank \u015fi FNGCIMM semneaz\u0103 Conven\u0163ia de Garantare pentru refinan\u0163area creditelor IMM pentru programele IMM Invest PLUS si IMM PLUS.<\/p>\n<p> Acordul permite refinan\u0163area creditelor de capital circulant restante acordate \u00een cadrul celor dou\u0103 programe. Valoarea maxim\u0103 a garan\u0163iei este de p\u00e2n\u0103 la 4 milioane lei, corelat\u0103 cu soldul refinan\u0163at, iar durata creditului de maxim 36 de luni. Garan\u0163ia acordat\u0103 acoper\u0103 p\u00e2n\u0103 la 80% din valoarea creditului, prin intermediul FNGCIMM, nefiind necesare garan\u0163ii suplimentare pentru \u00eemprumuturi de p\u00e2n\u0103 la 500.000 lei.<\/p>\n<p> \u201eIntesa Sanpaolo Bank are un lung istoric de sus\u0163inere a antreprenorilor rom\u00e2ni, iar sectorul IMM r\u0103m\u00e2ne o prioritate strategic\u0103 pentru noi. IMM-urile sunt motorul economiei rom\u00e2ne\u015fti: creeaz\u0103 locuri de munc\u0103, genereaz\u0103 inova\u0163ie \u015fi contribuie la dezvoltarea \u0163\u0103rii. \u00centr-un context economic care aduce cu sine \u015fi provoc\u0103ri, ne dorim s\u0103 fim parte din solu\u0163ie pentru oamenii de afaceri, iar aceast\u0103 facilitate de refinan\u0163are garantat\u0103 este unul dintre instrumentele prin care \u00eei sus\u0163inem. \u00cen esen\u0163\u0103, un astfel de instrument poate fi o punte \u00eentre ce au construit antreprenorii p\u00e2n\u0103 azi \u015fi ce vor putea construi de m\u00e2ine&#8221;, a declarat Alessio Cioni, Director General \u015fi CEO Intesa Sanpaolo Bank Rom\u00e2nia.<\/p>\n<div>\n<div><span>Te-ar putea interesa \u0219i:<\/span><\/div>\n<\/div>\n<p> Fondul Na\u0163ional de Garantare a Creditelor pentru \u00centreprinderile Mici \u015fi Mijlocii (FNGCIMM SA-IFN) este o institu\u0163ie financiar\u0103 nebancar\u0103 de\u0163inut\u0103 de statul rom\u00e2n \u015fi acord\u0103 garan\u0163ii din surse proprii, din surse \u00een administrare sau prin\u00a0 programe guvernamentale destinate relans\u0103rii economice. \u201cConven\u0163ia semnat\u0103 \u00eentre FNGCIMM \u015fi Intesa Sanpaolo Bank reconfirm\u0103 angajamentul comun de a r\u0103m\u00e2ne al\u0103turi de antreprenori \u00eentr-o perioad\u0103 caracterizat\u0103 de volatilitate \u015fi ajust\u0103ri dificile, care afecteaz\u0103 \u00een mod direct accesul la finan\u0163are al IMM-urilor. Refinan\u0163area creditelor garantate, consolideaz\u0103 accesul companiilor la solu\u0163ii de finan\u0163are, iar mediul antreprenorial \u00een ansamblul s\u0103u, \u00a0beneficiaz\u0103 de mai mult\u0103 stabilitate, predictibilitate \u015fi \u00eencredere, elemente at\u00e2t de necesare \u00een \u00a0sus\u0163inerea investi\u0163iilor \u015fi a dezvolt\u0103rii pe termen lung\u201d, a declarat C\u0103t\u0103lin<\/p>\n<p> Intesa Sanpaolo Bank Rom\u00e2nia este subsidiara local\u0103 a grupului italian Intesa Sanpaolo, unul dintre cele mai mari grupuri financiare din Europa. \u00cen 2025, Intesa Sanpaolo Bank Rom\u00e2nia a fuzionat cu First Bank, consolid\u00e2ndu-\u015fi pozi\u0163ia pe pia\u0163a local\u0103. \u00a0<\/p>\n<p> \u00a0<\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/www.zf.ro\/zf-24\/intesa-sanpaolo-bank-si-fngcimm-semneaza-conventia-de-garantare-23152388&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23152388\/1\/sediu-intesa-sanpaolo-003.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23152388\/1\/sediu-intesa-sanpaolo-003.jpg&#8221;] Intesa Sanpaolo Bank \u015fi FNGCIMM semneaz\u0103 Conven\u0163ia de Garantare pentru refinan\u0163area creditelor IMM pentru programele IMM Invest PLUS si IMM PLUS. Acordul permite refinan\u0163area creditelor de capital circulant restante acordate \u00een cadrul celor dou\u0103 programe. Valoarea maxim\u0103 a garan\u0163iei este de p\u00e2n\u0103 la 4 milioane lei, corelat\u0103 cu soldul refinan\u0163at, iar durata [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-1936975","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1936975","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1936975"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1936975\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1936975"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1936975"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1936975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}