{"id":1934230,"date":"2026-05-14T00:30:25","date_gmt":"2026-05-13T21:30:25","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1934230"},"modified":"2026-05-14T00:30:25","modified_gmt":"2026-05-13T21:30:25","slug":"entuziasmul-ai-s-a-estompat-bancile-redescopera-valoarea-gandirii-critice-in-era-inteligentei-artificiale","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1934230","title":{"rendered":"Entuziasmul AI s-a estompat. B\u0103ncile redescoper\u0103 valoarea g\u00e2ndirii critice \u00een era inteligen\u021bei artificiale"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-b\/ba77618b-e3e4-4839-aaaf-ac165f7af2d3\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-t0js42\">\n<nav>\n<ul class=\"breadcrump svelte-cmrgmk\">\n<li class=\"svelte-cmrgmk\"><a href=\"\/\" title=\"Adev\u0103rul\" class=\"svelte-cmrgmk\">Home<\/a><\/li>\n<li class=\"svelte-cmrgmk\"><a href=\"\/stiri-externe\" class=\"svelte-cmrgmk\">\u0218tiri Externe<\/a><\/li>\n<li class=\"svelte-cmrgmk\"><a href=\"\/stiri-externe\/in-lume\" class=\"svelte-cmrgmk\">\u00cen lume<\/a><\/li>\n<li class=\"svelte-cmrgmk\"><a href=\"https:\/\/adevarul.ro\/stiri-externe\/in-lume\/entuziasmul-ai-s-a-estompat-bancile-redescopera-2529440.html\" class=\"svelte-cmrgmk\">Entuziasmul AI s-a estompat. B\u0103ncile redescoper\u0103 valoarea g\u00e2ndirii critice \u00een era inteligen\u021bei artificiale<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-t0js42\"><\/p>\n<p>Dup\u0103 ani \u00een care industria financiar\u0103 a investit masiv \u00een inteligen\u021b\u0103 artificial\u0103 \u0219i a c\u0103utat aproape exclusiv speciali\u0219ti \u00een tehnologie, tot mai multe b\u0103nci \u0219i companii de investi\u021bii \u00ee\u0219i schimb\u0103 direc\u021bia. \u00cen locul absolven\u021bilor exclusiv orienta\u021bi spre domenii tehnice, angajatorii \u00eencep s\u0103 acorde din nou prioritate competen\u021belor umane \u2013 \u00een special g\u00e2ndirii critice \u0219i capacit\u0103\u021bii de analiz\u0103, scrie Financial Times.<\/p>\n<div class=\"container-image  svelte-jd4qiv\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-b\/ba77618b-e3e4-4839-aaaf-ac165f7af2d3\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption\"> Inteligen\u021ba artificial\u0103 utilizat\u0103 \u00een principal pentru activit\u0103\u021bi de back-office\/FOTO:Shutterstok<\/div>\n<\/div>\n<p>Jurnalista Gillian Tett citeaz\u0103 cazul unui finan\u021bist din New York care i-a descris pe stagiarii din 2025 drept \u201eprima genera\u021bie autentic\u0103 format\u0103 \u00een epoca inteligen\u021bei artificiale\u201d. Tinerii au crescut \u00eentr-un mediu \u00een care instrumentele AI au devenit parte din via\u021ba de zi cu zi, iar acest lucru i-a f\u0103cut ini\u021bial extrem de atractivi pentru marile institu\u021bii financiare. <\/p>\n<h2>\u201eNoi c\u0103ut\u0103m g\u00e2ndire critic\u0103, nu doar inteligen\u021b\u0103 artificial\u0103\u201d<\/h2>\n<p><i>\u201eNoi c\u0103ut\u0103m g\u00e2ndire critic\u0103, nu doar inteligen\u021b\u0103 artificial\u0103\u201d,<\/i> a declarat finan\u021bistul pentru publica\u021bia britanic\u0103.<\/p>\n<p>Potrivit acestuia, multe dintre ideile \u0219i proiectele prezentate de stagiari s-au dovedit, dup\u0103 verific\u0103ri detaliate, \u201ealarmant de superficiale\u201d.<\/p>\n<p>\u00cen consecin\u021b\u0103, compania a redus num\u0103rul ofertelor destinate absolven\u021bilor de specializ\u0103ri STEM \u2013 \u0219tiin\u021b\u0103, tehnologie, inginerie \u0219i matematic\u0103 \u2013 \u0219i a \u00eenceput s\u0103 acorde mai mult\u0103 aten\u021bie candida\u021bilor proveni\u021bi din domenii umaniste.<\/p>\n<p>De\u0219i inteligen\u021ba artificial\u0103 este prezentat\u0103 drept o revolu\u021bie inevitabil\u0103 pentru sectorul financiar, efectele concrete par, deocamdat\u0103, mai limitate dec\u00e2t estim\u0103rile ini\u021biale.<\/p>\n<p>Un sondaj realizat de Nvidia arat\u0103 c\u0103 89% dintre directorii financiari consider\u0103 c\u0103 AI contribuie la cre\u0219terea veniturilor, iar aproape trei sferturi dintre responden\u021bi spun c\u0103 tehnologia este \u201eesen\u021bial\u0103\u201d pentru viitorul afacerilor.<\/p>\n<p>Alte cercet\u0103ri contureaz\u0103 \u00eens\u0103 o imagine mult mai rezervat\u0103. Potrivit unui studiu realizat de Judge Business School din cadrul Universit\u0103\u021bii Cambridge, 76% dintre marile companii financiare nu pot evalua clar beneficiile reale ale implement\u0103rii inteligen\u021bei artificiale.<\/p>\n<p>Doar 40% dintre organiza\u021biile analizate au raportat cre\u0219teri ale profiturilor datorate AI, \u00een timp ce 43% spun c\u0103 nu au observat nicio schimbare semnificativ\u0103.<\/p>\n<p>Studiul mai arat\u0103 c\u0103 inteligen\u021ba artificial\u0103 este utilizat\u0103 \u00een principal pentru activit\u0103\u021bi de back-office \u2013 procese administrative sau opera\u021bionale care nu implic\u0103 rela\u021bia direct\u0103 cu clien\u021bii. Majoritatea institu\u021biilor financiare folosesc modele externe, iar OpenAI r\u0103m\u00e2ne principalul furnizor de tehnologie.<\/p>\n<h2>Cresc \u00eengrijor\u0103rile legate de riscurile asociate inteligen\u021bei artificiale<\/h2>\n<p>\u00cen paralel, cresc \u0219i \u00eengrijor\u0103rile legate de riscurile asociate inteligen\u021bei artificiale. Autorit\u0103\u021bile de reglementare avertizeaz\u0103 asupra vulnerabilit\u0103\u021bilor cibernetice, a erorilor generate de modelele AI, a dependen\u021bei excesive de infrastructura cloud \u0219i a riscului ca sistemele automate de tranzac\u021bionare s\u0103 adopte comportamente similare, amplific\u00e2nd volatilitatea pie\u021belor.<\/p>\n<p>Gillian Tett sus\u021bine \u00eens\u0103 c\u0103 problema principal\u0103 nu este tehnologia \u00een sine, ci modul \u00een care oamenii aleg s\u0103 o foloseasc\u0103.<\/p>\n<p><i>\u201eMa\u0219inile inteligente nu produc automat nici rezultate bune, nici rele. Strategia uman\u0103 r\u0103m\u00e2ne decisiv\u0103\u201d<\/i>, concluzioneaz\u0103 jurnalista.<\/p>\n<p>\u00cen acela\u0219i timp, speciali\u0219tii atrag aten\u021bia c\u0103 transform\u0103rile generate de AI nu vor elimina complet munca intelectual\u0103, ci o vor redefini. Expertul Oleksii Kostenko afirm\u0103 c\u0103 dezvoltarea inteligen\u021bei artificiale poate deveni un stimul pentru dezvoltarea inteligen\u021bei umane, nu o amenin\u021bare.<\/p>\n<p>Potrivit estim\u0103rilor Forumului Economic Mondial, automatizarea ar putea elimina aproximativ 92 de milioane de locuri de munc\u0103 la nivel global, dar ar crea alte 170 de milioane. \u00cen noua economie, avantajul decisiv \u00eel vor avea cei capabili s\u0103 genereze idei noi, ipoteze \u0219i solu\u021bii creative \u2013 competen\u021be pe care tehnologia \u00eenc\u0103 nu le poate reproduce pe deplin.<\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-t0js42\">\n<div class=\"related-wrap related-footer svelte-1t8qpgs\"><span class=\"related-label svelte-1t8qpgs\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/stiri-externe\/sua\/un-actor-din-star-wars-in-centrul-unui-scandal-2528314.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-3\/34c8afdc-3efa-441b-8174-90a26476e9a6\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Un actor din \u201eStar Wars\u201d, \u00een centrul unui scandal uria\u015f dup\u0103 ce a postat o imagine cu Trump \u00eentr-un morm\u00e2nt. 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Care este solu\u021bia?<\/span><\/a><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/economie\/halucinatiile-ai-la-anaf-fiscul-motiveaza-2529092.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-f\/f4f82369-3496-4a12-a7d7-3ec3f0b23987\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">\u201eHalucina\u021biile\u201d AI la ANAF. Fiscul motiveaz\u0103 respingerea contesta\u021biilor cu articole de lege inexistente, generate de Inteligen\u021ba Artificial\u0103<\/span><\/a><\/div>\n<div class=\"meta svelte-t0js42\">\n<div class=\"authors svelte-t0js42\"><a href=\"\/author\/647\" rel=\"author\" class=\"svelte-t0js42\">Viorica Marin<\/a><\/div>\n<div class=\"tags svelte-12okeyl\"><span class=\"tags-label metaFont svelte-12okeyl\">Cite\u0219te mai multe despre<\/span><\/p>\n<div class=\"tags-list svelte-12okeyl\"><a href=\"\/tag\/banci\" title=\"Ultimele \u0219tiri despre banci\" class=\"tag-pill svelte-12okeyl\">banci<\/a><a href=\"\/tag\/inteligenta%20artificiala\" title=\"Ultimele \u0219tiri despre inteligenta artificiala\" class=\"tag-pill svelte-12okeyl\">inteligenta artificiala<\/a><\/div>\n<\/div>\n<\/div>\n<p><a class=\"moreFromCategory svelte-t0js42\" href=\"\/stiri-externe\/in-lume\" title=\"\u00cen lume\">Mai multe din <strong class=\"svelte-t0js42\">\u00cen lume<\/strong> \u203a<\/a><\/footer>\n<\/article>\n<p>[analyse_source url=&#8221;https:\/\/adevarul.ro\/stiri-externe\/in-lume\/entuziasmul-ai-s-a-estompat-bancile-redescopera-2529440.html&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-b\/ba77618b-e3e4-4839-aaaf-ac165f7af2d3\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;] Home \u0218tiri Externe \u00cen lume Entuziasmul AI s-a estompat. B\u0103ncile redescoper\u0103 valoarea g\u00e2ndirii critice \u00een era inteligen\u021bei artificiale Dup\u0103 ani \u00een care industria financiar\u0103 a investit masiv \u00een inteligen\u021b\u0103 artificial\u0103 \u0219i a c\u0103utat aproape exclusiv speciali\u0219ti \u00een tehnologie, tot mai multe b\u0103nci \u0219i companii de investi\u021bii \u00ee\u0219i schimb\u0103 direc\u021bia. \u00cen locul absolven\u021bilor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-1934230","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1934230","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1934230"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1934230\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1934230"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1934230"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1934230"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}