{"id":1917880,"date":"2026-05-04T21:06:00","date_gmt":"2026-05-04T18:06:00","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1917880"},"modified":"2026-05-04T21:06:00","modified_gmt":"2026-05-04T18:06:00","slug":"nicoleta-deliu-pasol-bcr-bugetul-personal-revine-in-prim-plan-ca-instrument-simplu-si-accesibil-de-organ","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1917880","title":{"rendered":"Nicoleta Deliu Pa\u015fol, BCR: Bugetul personal revine \u00een prim-plan ca instrument simplu \u015fi accesibil de organ"},"content":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23142838\/1\/5-poza-1-nicoleta-deliu-pasol-bcr.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23142838\/1\/5-poza-1-nicoleta-deliu-pasol-bcr.jpg”]<\/p>\n

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\u2666<\/span>\u00a0\u201eDin datele colectate de noi, 39,4% dintre participan\u0163ii la \u015ecoala de Bani declar\u0103 c\u0103 au \u00eenceput s\u0103 investeasc\u0103 dup\u0103 curs, ceea ce \u00eenseamn\u0103 un impact real, dar mai lent fa\u0163\u0103 de alte comportamente precum bugetarea sau economisirea. Discu\u0163iile despre investi\u0163ii se dubleaz\u0103 \u00een r\u00e2ndul participan\u0163ilor: 51,5% le abordeaz\u0103 cel pu\u0163in lunar, fa\u0163\u0103 de 31,4% \u00een r\u00e2ndul neparticipan\u0163ilor.\u201c<\/strong><\/em><\/p>\n

\n\u00centr-un context economic marcat de incertitudini \u015fi presiuni asupra costului vie\u0163ii, bugetul personal revine \u00een prim-plan ca unul dintre cele mai simple \u015fi eficiente instrumente de organizare financiar\u0103. Tot mai mul\u0163i rom\u00e2ni \u00eencep s\u0103 \u00ee\u015fi urm\u0103reasc\u0103 atent veniturile \u015fi cheltuielile, \u00eentr-o \u00eencercare de a-\u015fi rec\u0103p\u0103ta controlul asupra finan\u0163elor personale. Aceea\u015fi pruden\u0163\u0103 se reflect\u0103 \u015fi \u00een zona investi\u0163iilor, unde interesul exist\u0103, dar apare, de cele mai multe ori, abia dup\u0103 atingerea unui nivel minim de confort financiar. \u00cen acest context, siguran\u0163a devine criteriul dominant \u00een luarea deciziilor de investi\u0163ii, iar apetitul pentru risc r\u0103m\u00e2ne moderat, dup\u0103 cum spune Nicoleta Deliu Pa\u015fol, head of communication&CSR la BCR.<\/p>\n

\n\u201eParticipan\u0163ii la cursurile \u015ecolii de Bani au \u00eenv\u0103\u0163at s\u0103 \u00ee\u015fi gestioneze mai atent bugetul, s\u0103 construiasc\u0103 fonduri de urgen\u0163\u0103 \u015fi s\u0103 aib\u0103 o rela\u0163ie mai echilibrat\u0103 cu banii lor: 78,5% dintre participan\u0163i au spus c\u0103 \u00ee\u015fi \u0163in eviden\u0163a cheltuielilor, comparativ cu 65,3% dintre cei care nu au participat. Din datele colectate de noi, 39,4% dintre participan\u0163ii la \u015ecoala de Bani declar\u0103 c\u0103 au \u00eenceput s\u0103 investeasc\u0103 dup\u0103 curs, ceea ce \u00eenseamn\u0103 un impact real, dar mai lent fa\u0163\u0103 de alte comportamente precum bugetarea sau economisirea\u201c, a spus Nicoleta Deliu Pa\u015fol \u00eentr-un interviu pentru ZF.<\/p>\n

\n\u00a0<\/p>\n<\/div>\n

[analyse_source url=”https:\/\/www.zf.ro\/banci-si-asigurari\/nicoleta-deliu-pasol-bcr-bugetul-personal-revine-prim-plan-23142838″]<\/p>\n","protected":false},"excerpt":{"rendered":"

[analyse_image type=”featured” src=”https:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23142838\/1\/5-poza-1-nicoleta-deliu-pasol-bcr.jpghttps:\/\/storage0.dms.mpinteractiv.ro\/media\/1\/1481\/22466\/23142838\/1\/5-poza-1-nicoleta-deliu-pasol-bcr.jpg”] \u2666\u00a0\u201eDin datele colectate de noi, 39,4% dintre participan\u0163ii la \u015ecoala de Bani declar\u0103 c\u0103 au \u00eenceput s\u0103 investeasc\u0103 dup\u0103 curs, ceea ce \u00eenseamn\u0103 un impact real, dar mai lent fa\u0163\u0103 de alte comportamente precum bugetarea sau economisirea. Discu\u0163iile despre investi\u0163ii se dubleaz\u0103 \u00een r\u00e2ndul participan\u0163ilor: 51,5% le abordeaz\u0103 cel pu\u0163in lunar, fa\u0163\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,28],"class_list":["post-1917880","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-zf-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1917880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1917880"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1917880\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1917880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1917880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1917880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}