{"id":1912252,"date":"2026-04-29T22:18:25","date_gmt":"2026-04-29T19:18:25","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1912252"},"modified":"2026-04-29T22:18:25","modified_gmt":"2026-04-29T19:18:25","slug":"ce-fel-de-asigurare-de-calatorie-trebuie-sa-ai-ca-sa-primesti-banii-inapoi-in-caz-de-anulare-a-zborului","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1912252","title":{"rendered":"Ce fel de asigurare de c\u0103l\u0103torie trebuie s\u0103 ai ca s\u0103 prime\u0219ti banii \u00eenapoi \u00een caz de anulare a zborului"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-8\/81a75918-bfbb-4b3c-ad50-f7b53391ec15\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-t0js42\">\n<nav>\n<ul class=\"breadcrump svelte-xauq0s\">\n<li class=\"svelte-xauq0s\"><a href=\"\/\" title=\"Adev\u0103rul\" class=\"svelte-xauq0s\">Home<\/a><\/li>\n<li class=\"svelte-xauq0s\"><a href=\"\/economie\" class=\"svelte-xauq0s\">Economie<\/a><\/li>\n<li class=\"svelte-xauq0s\"><a href=\"https:\/\/adevarul.ro\/economie\/ce-fel-de-asigurare-de-calatorie-trebuie-sa-ai-ca-2525757.html\" class=\"svelte-xauq0s\">Ce fel de asigurare de c\u0103l\u0103torie trebuie s\u0103 ai ca s\u0103 prime\u0219ti banii \u00eenapoi \u00een caz de anulare a zborului<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-t0js42\"><\/p>\n<p>Criza petrolului a determinat tot mai multe companii aeriene s\u0103 anun\u021be anularea unor zboruri, ceea ce va crea mari dificult\u0103\u021bi pasagerilor care \u0219i le-au rezervat din timp. Mul\u021bi dintre ace\u0219tia nu \u00ee\u0219i vor putea lua banii \u00eenapoi, \u00een lipsa unei asigur\u0103ri speciale de c\u0103l\u0103torie.<\/p>\n<div class=\"container-image  svelte-jd4qiv\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-8\/81a75918-bfbb-4b3c-ad50-f7b53391ec15\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption\">Ce fel de asigurare de c\u0103l\u0103torie trebuie s\u0103 ai ca s\u0103 prime\u0219ti banii \u00een caz de anulare a zborului<\/div>\n<\/div>\n<p>Pentru<br \/>\na fi desp\u0103gubit \u00een cazul anul\u0103rii unui zbor,<a href=\"https:\/\/adevarul.ro\/stiri-externe\/europa\/lufthansa-anuleaza-20000-de-zboruri-in-sezonul-2524424.html\" target=\"_blank\"> nu este suficient\u0103<br \/>\norice poli\u021b\u0103 de asigurare de c\u0103l\u0103torie<\/a>, ci una care include \u00een<br \/>\nmod explicit clauza de \u201e<i>anulare sau \u00eentrerupere a c\u0103l\u0103toriei\u201d<br \/>\n(cunoscut\u0103 \u0219i ca \u201etrip cancellation\u201d)<\/i>. <\/p>\n<p>Aceasta acoper\u0103<br \/>\nsitua\u021biile \u00een care nu mai po\u021bi efectua c\u0103l\u0103toria din motive bine<br \/>\ndefinite \u00een contract \u2013 uneori inclusiv anularea zborului de c\u0103tre<br \/>\ncompania aerian\u0103, dar mai ales cazurile \u00een care tu e\u0219ti nevoit s\u0103<br \/>\nrenun\u021bi. Este important de \u00een\u021beles c\u0103, \u00een multe situa\u021bii,<br \/>\ncompaniile aeriene au obliga\u021bia legal\u0103 s\u0103 ofere rambursare sau<br \/>\nrerutare, \u00eens\u0103 \u00een contextul actual, \u00een care anul\u0103rile pot fi<br \/>\nfrecvente \u0219i uneori greu de gestionat rapid, asigurarea devine un<br \/>\nstrat suplimentar de protec\u021bie financiar\u0103.<\/p>\n<h2>C\u00e2nd trebuie s\u0103 cumperi poli\u021ba \u0219i ce avantaje ai<\/h2>\n<p>Poli\u021ba trebuie cump\u0103rat\u0103 c\u00e2t mai aproape de momentul<br \/>\nrezerv\u0103rii biletului de avion sau al pachetului turistic. De regul\u0103,<br \/>\nasiguratorii cer ca aceasta s\u0103 fie \u00eencheiat\u0103 \u00een maximum c\u00e2teva<br \/>\nzile de la achizi\u021bia serviciilor de c\u0103l\u0103torie pentru ca acoperirea<br \/>\nde anulare s\u0103 fie valabil\u0103. Dac\u0103 o cumperi prea t\u00e2rziu, exist\u0103<br \/>\nriscul ca anumite evenimente previzibile (cum ar fi deja anun\u021buri<br \/>\nprivind greve sau perturb\u0103ri) s\u0103 nu mai fie acoperite.<\/p>\n<p>Avantajele unei astfel de asigur\u0103ri sunt multiple. \u00cen primul<br \/>\nr\u00e2nd, \u00ee\u021bi po\u021bi recupera banii pentru bilete de avion, cazare sau<br \/>\nalte servicii turistice neutilizate, \u00een func\u021bie de condi\u021biile<br \/>\npoli\u021bei. \u00cen al doilea r\u00e2nd, unele asigur\u0103ri ofer\u0103 compensa\u021bii<br \/>\n\u0219i pentru costuri suplimentare generate de \u00eent\u00e2rziere sau<br \/>\nreprogramare, cum ar fi nop\u021bi de cazare neprev\u0103zute sau mese. \u00cen<br \/>\nplus, poli\u021bele mai complete includ \u0219i asisten\u021b\u0103 \u00een caz de<br \/>\nurgen\u021be medicale, pierderea bagajelor sau alte incidente frecvente<br \/>\n\u00een c\u0103l\u0103torii, ceea ce le face utile chiar \u0219i dincolo de situa\u021bia<br \/>\nanul\u0103rii zborului.<\/p>\n<p>Durata de valabilitate depinde de tipul poli\u021bei. Exist\u0103<br \/>\nasigur\u0103ri punctuale, valabile strict pentru perioada unei c\u0103l\u0103torii<br \/>\n(de la data plec\u0103rii p\u00e2n\u0103 la \u00eentoarcere), dar \u0219i asigur\u0103ri<br \/>\nanuale, utile pentru cei care c\u0103l\u0103toresc frecvent. \u00cen cazul<br \/>\nclauzei de anulare, acoperirea \u00eencepe de regul\u0103 imediat dup\u0103<br \/>\n\u00eencheierea poli\u021bei \u0219i dureaz\u0103 p\u00e2n\u0103 la momentul plec\u0103rii, dup\u0103<br \/>\ncare intr\u0103 \u00een vigoare celelalte beneficii ale asigur\u0103rii.<\/p>\n<h2>C\u00e2t cost\u0103 poli\u021ba de asigurare<\/h2>\n<p>Costul variaz\u0103 \u00een func\u021bie de valoarea c\u0103l\u0103toriei, destina\u021bie,<br \/>\ndurata deplas\u0103rii \u0219i nivelul de acoperire ales. \u00cen general, pentru<br \/>\no poli\u021b\u0103 de baz\u0103, pre\u021bul poate porni de la c\u00e2teva zeci de lei<br \/>\npentru o c\u0103l\u0103torie scurt\u0103 \u00een Europa \u0219i poate ajunge la c\u00e2teva<br \/>\nsute de lei pentru vacan\u021be mai scumpe sau pentru pachete complete<br \/>\ncare includ acoperiri extinse. De\u0219i poate p\u0103rea o cheltuial\u0103<br \/>\nsuplimentar\u0103, \u00een contextul actual, \u00een care instabilitatea din<br \/>\nindustria aviatic\u0103 cre\u0219te din cauza costurilor ridicate ale<br \/>\ncombustibilului, o astfel de asigurare poate face diferen\u021ba \u00eentre<br \/>\npierderi financiare semnificative \u0219i o situa\u021bie gestionabil\u0103.<\/p>\n<p>Concret, costul unei poli\u021be depinde direct de valoarea<br \/>\nc\u0103l\u0103toriei \u0219i de c\u00e2t de extins\u0103 este acoperirea. Ca idee<br \/>\nconcret\u0103, exist\u0103 oferte unde pl\u0103te\u0219ti \u00een jur de 30 de euro<br \/>\npentru o c\u0103l\u0103torie de aproximativ 1000 de euro, adic\u0103 undeva la 3%<br \/>\ndin valoarea total\u0103. Pentru variante mai simple sau pentru c\u0103l\u0103torii scurte \u00een Europa,<br \/>\npoli\u021bele pot porni chiar de la c\u00e2teva zeci de lei, iar pentru<br \/>\npachete mai complexe sau sume asigurate mari pot ajunge la c\u00e2teva<br \/>\nsute de lei.<\/p>\n<p>Un detaliu esen\u021bial, mai ales \u00een contextul actual al anul\u0103rilor<br \/>\nde zboruri din motive economice (cum ar fi criza combustibilului),<br \/>\neste c\u0103 nu toate asigur\u0103rile acoper\u0103 anularea zborului de c\u0103tre<br \/>\ncompania aerian\u0103. Unele poli\u021be de asigurare storno acoper\u0103 doar situa\u021biile \u00een<br \/>\ncare pasagerul nu mai poate c\u0103l\u0103tori (boal\u0103, accident, evenimente<br \/>\nfamiliale etc.), iar \u00een cazul anul\u0103rii de c\u0103tre companie trebuie,<br \/>\n\u00een mod normal, s\u0103 ceri rambursarea direct de la aceasta.<\/p>\n<p>Exist\u0103 \u00eens\u0103 variante mai extinse, de tip \u201eall risk\u201d, care<br \/>\n\u00ee\u021bi permit s\u0103 anulezi c\u0103l\u0103toria din aproape orice motiv \u0219i s\u0103<br \/>\nrecuperezi p\u00e2n\u0103 la 90% din bani, dac\u0103 respec\u021bi<a href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\/ce-solutii-aveti-daca-vi-se-anuleaza-zborul-2372134.html\" target=\"_blank\"> condi\u021biile<br \/>\ncontractuale.<\/a><\/p>\n<p><\/main><\/p>\n<footer class=\"svelte-t0js42\">\n<div class=\"related-wrap related-footer svelte-1t8qpgs\"><span class=\"related-label svelte-1t8qpgs\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/stiri-interne\/evenimente\/ce-solutii-aveti-daca-vi-se-anuleaza-zborul-2372134.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-8\/8d1b6647-ec5e-4e63-b009-58d1cbd7b131\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Ce solu\u021bii ave\u021bi dac\u0103 vi se anuleaz\u0103 zborul. Turi\u0219tii sunt \u00een avantaj dac\u0103 rezerv\u0103 biletele de avion prin agen\u021biile de turism<\/span><\/a><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/stil-de-viata\/calatorii\/vacantele-de-vara-incerte-temeri-privind-2522996.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-d\/d2297e9b-71b0-45d9-bdbd-175b9d873de7\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Vacan\u021bele de var\u0103, incerte. Temeri privind cre\u0219terea pre\u021bului biletelor de avion \u0219i anularea unor zboruri<\/span><\/a><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/stiri-externe\/europa\/lufthansa-anuleaza-20000-de-zboruri-in-sezonul-2524424.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-a\/aa719ca8-1a92-4a07-abf0-49ef06f44d7c\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Cel mai mare grup aviatic din Europa anuleaz\u0103 20.000 de zboruri \u00een sezonul de var\u0103 din cauza cre\u0219terii pre\u021burilor la combustibilul pentru avioane<\/span><\/a><\/div>\n<div class=\"meta svelte-t0js42\">\n<div class=\"authors svelte-t0js42\"><a href=\"\/author\/1662\" rel=\"author\" class=\"svelte-t0js42\">Afrodita Cicovschi<\/a><\/div>\n<div class=\"tags svelte-12okeyl\"><span class=\"tags-label metaFont svelte-12okeyl\">Cite\u0219te mai multe despre<\/span><\/p>\n<div class=\"tags-list svelte-12okeyl\"><a href=\"\/tag\/zbor\" title=\"Ultimele \u0219tiri despre zbor\" class=\"tag-pill svelte-12okeyl\">zbor<\/a><a href=\"\/tag\/anulare\" title=\"Ultimele \u0219tiri despre anulare\" class=\"tag-pill svelte-12okeyl\">anulare<\/a><\/div>\n<\/div>\n<\/div>\n<p><a class=\"moreFromCategory svelte-t0js42\" href=\"\/economie\" title=\"Economie\">Mai multe din <strong class=\"svelte-t0js42\">Economie<\/strong> \u203a<\/a><\/footer>\n<\/article>\n<p>[analyse_source url=&#8221;https:\/\/adevarul.ro\/economie\/ce-fel-de-asigurare-de-calatorie-trebuie-sa-ai-ca-2525757.html&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-8\/81a75918-bfbb-4b3c-ad50-f7b53391ec15\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;] Home Economie Ce fel de asigurare de c\u0103l\u0103torie trebuie s\u0103 ai ca s\u0103 prime\u0219ti banii \u00eenapoi \u00een caz de anulare a zborului Criza petrolului a determinat tot mai multe companii aeriene s\u0103 anun\u021be anularea unor zboruri, ceea ce va crea mari dificult\u0103\u021bi pasagerilor care \u0219i le-au rezervat din timp. Mul\u021bi dintre ace\u0219tia [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[19,226],"class_list":["post-1912252","post","type-post","status-publish","format-standard","hentry","category-romania","tag-adevarul","tag-crawlmanager"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1912252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1912252"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1912252\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1912252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1912252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1912252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}