{"id":1892430,"date":"2026-04-20T11:49:55","date_gmt":"2026-04-20T08:49:55","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1892430"},"modified":"2026-04-20T11:49:55","modified_gmt":"2026-04-20T08:49:55","slug":"mugur-isarescu-avertizeaza-ca-exista-decalaje-mari-in-educatia-financiara-a-populatiei-robor-marele","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1892430","title":{"rendered":"Mugur Is\u0103rescu avertizeaz\u0103 c\u0103 exist\u0103 decalaje mari \u00een educa\u0163ia financiar\u0103 a popula\u0163iei. ROBOR, \u201emarele&#8230;"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/cdn.adh.reperio.news\/image-9\/9b1bd81b-d277-41b3-b816-4fa73fffabdb\/index.jpeg?p=f%3Djpeg%26w%3D1200%26h%3D630%26r%3Dcover&#8221;]<\/p>\n<article class=\"svelte-t0js42\">\n<nav>\n<ul class=\"breadcrump svelte-xauq0s\">\n<li class=\"svelte-xauq0s\"><a href=\"\/\" title=\"Adev\u0103rul\" class=\"svelte-xauq0s\">Home<\/a><\/li>\n<li class=\"svelte-xauq0s\"><a href=\"\/economie\" class=\"svelte-xauq0s\">Economie<\/a><\/li>\n<li class=\"svelte-xauq0s\"><a href=\"https:\/\/adevarul.ro\/economie\/mugur-isarescu-avertizeaza-ca-exista-decalaje-mari-2523948.html\" class=\"svelte-xauq0s\">Mugur Is\u0103rescu avertizeaz\u0103 c\u0103 exist\u0103 decalaje mari \u00een educa\u0163ia financiar\u0103 a popula\u0163iei. ROBOR, \u201emarele du\u0219man al Rom\u00e2niei\u201d<\/a><\/li>\n<\/ul>\n<\/nav>\n<p><main class=\"svelte-t0js42\"><\/p>\n<p>Guvernatorul B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR), Mugur Is\u0103rescu, a avertizat, \u00een cadrul Forumului Educa\u0163iei Financiare desf\u0103\u0219urat luni, 20 aprilie, c\u0103 exist\u0103 decalaje mari \u00een ceea ce prive\u0219te educa\u0163ia \u015fi \u00een\u0163elegerea problemelor la nivelul publicului.<\/p>\n<div class=\"container-image  svelte-jd4qiv\"><source type=\"image\/webp\" srcset=\"https:\/\/cdn.adh.reperio.news\/image-9\/9b1bd81b-d277-41b3-b816-4fa73fffabdb\/index.jpeg?p=a%3D1%26co%3D1.05%26w%3D1400%26h%3D750%26r%3Dcontain%26f%3Dwebp 1400w\" media=\"(min-width: 1400px)\" \/><\/p>\n<div class=\"caption\">Guvernatorul B\u0103ncii Na\u0163ionale a Rom\u00e2niei (BNR), Mugur Is\u0103rescu FOTO Inquam Photos \/ George C\u0103lin<\/div>\n<\/div>\n<p><a href=\"https:\/\/adevarul.ro\/economie\/razboiul-din-orientul-mijlociu-produce-efecte-2519840.html\">Mugur Is\u0103rescu<\/a> a afirmat, la deschiderea Forumului Educa\u0163iei Financiare cu tema <i>\u201eEduca\u0163ia Financiar\u0103: Interfa\u0163a coeziunii \u00eentre furnizorii \u015fi utilizatorii de produse financiare\u201d<\/i>, de la ASE Bucure\u015fti, c\u0103 \u00een privin\u0163a educa\u0163iei financiare a elevilor \u015fi studen\u0163ilor progresele sunt bune.<\/p>\n<p><i>\u201eDac\u0103 a\u015f face un bilan\u0163, a\u015f spune c\u0103 rezultatele sunt bune. Dar, evident, nu sunt suficiente. Avem \u00eenc\u0103 un drum important de parcurs. \u015ei nu trebuie s\u0103 ne \u00eemb\u0103t\u0103m cu ap\u0103 rece aici, noi, cel pu\u0163in de la Banca Na\u0163ional\u0103, un drum lung de parcurs \u00een raport cu complexitatea realit\u0103\u0163ilor actuale, dar \u015fi \u00een raport cu decalajele existente, care impun un efort mai bine coordonat \u015fi mai eficient. <\/i><\/p>\n<p><i>\u015ei dac\u0103 \u00een ceea ce prive\u015fte educa\u0163ia elevilor, studen\u0163ilor, progresele sunt chiar mai bune, a\u015f spune c\u0103 \u00een ceea ce prive\u015fte educa\u0163ia \u015fi \u00een\u0163elegerea problemelor la nivelul publicului sunt decalaje, ca s\u0103 fiu delicat \u00een exprimare, mari, decalaje mari. <\/i><i>Persist\u0103 \u00een discursul public ne\u00een\u0163elegeri, confuzii privind, de exemplu, rolul b\u0103ncilor, rolul b\u0103ncii centrale, cum func\u0163ioneaz\u0103\u201d<\/i>, a afirmat Mugur Is\u0103rescu.<\/p>\n<p><a href=\"https:\/\/adevarul.ro\/economie\/creditele-nu-se-ieftinesc-nici-in-aprilie-decizia-2521116.html\">Guvernatorul BNR<\/a> a dat ca exemplu discu\u021bia despre ROBOR, care, \u00een viziunea lui, <i>\u201etulbur\u0103 societatea rom\u00e2neasc\u0103 \u015fi \u00eemi dau seama c\u00e2t de periculoas\u0103 este toat\u0103 aceast\u0103 discu\u0163ie\u201d.<\/i> Potrivit acestuia, <a href=\"https:\/\/adevarul.ro\/economie\/romanii-pagubiti-prin-cresterea-artificiala-a-2522645.html\">ROBOR<\/a>-ul este considerat mare du\u015fman al Rom\u00e2niei.<\/p>\n<p><i>\u201eDup\u0103 at\u00e2\u0163ia ani, s\u0103 spunem ROBOR-ul &#8211; care este indicatorul pie\u0163ei monetare (&#8230;) ROBOR-ul la trei luni este cel \u00een func\u0163ie de care se stabile\u015fte creditul la debitori, b\u0103ncile comerciale&#8230; Poate s-a spus c\u0103 nu este bun, s-a trecut la IRCC. Dac\u0103 nici acum nu este bun, face\u0163i, fra\u0163ilor, altul, ca s\u0103 m\u0103 exprim a\u015fa. Dar l\u0103sa\u0163i-ne ROBOR-ul c\u0103 nu putem s\u0103 func\u0163ion\u0103m altfel. Cum s\u0103 spunem mai clar despre aceste confuzii \u015fi neclarit\u0103\u0163i? \u00cel ia pe bietul ROBOR de diminea\u0163\u0103 p\u00e2n\u0103 seara \u015fi \u00eel t\u0103v\u0103le\u015fte \u015fi \u00eel face marele du\u015fman al Rom\u00e2niei\u201d<\/i>, a mai transmis acesta.<\/p>\n<p>El a precizat c\u0103 o alt\u0103 teorie vehiculat\u0103 \u00een spa\u0163iul public este c\u0103 singurul rol al b\u0103ncilor comerciale este s\u0103 dea credite.<\/p>\n<p><i>\u201eZ\u0103u? Dar pl\u0103\u0163ile? Sunt 300 de mii de pl\u0103\u0163i care se fac \u00een Rom\u00e2nia \u00een fiecare zi &#8211; 300 de mii. Fiecare banc\u0103 are \u00eentre 10-20 de mii dintre cele 10 care particip\u0103 la ROBOR. 10-20-30 de mii de pl\u0103\u0163i zilnice. P\u0103i, primul lucru care ap\u0103rea acum vreo 35 de ani despre un atac terorist era \u00abbloca\u0163i sistemul de pl\u0103\u0163i\u00bb. Face parte din arsenalul r\u0103zboiului hibrid. \u015ei cine se ocup\u0103 de pl\u0103\u0163i? Sistemul bancar, nu se ocup\u0103 altcineva\u201d<\/i>, a mai afirmat Mugur Is\u0103rescu.<\/p>\n<div class=\"raw-block\"><iframe loading=\"lazy\" src=\"https:\/\/www.facebook.com\/plugins\/video.php?height=314&amp;href=https%3A%2F%2Fwww.facebook.com%2F100068363570958%2Fvideos%2F4690821314495299%2F&amp;show_text=false&amp;width=390&amp;t=0\" width=\"560\" height=\"314\" frameborder allowfullscreen=\"true\" allow=\"autoplay; clipboard-write; encrypted-media; picture-in-picture; web-share\" class=\"facebook-iframe\"><\/iframe><\/div>\n<p><\/main><\/p>\n<footer class=\"svelte-t0js42\">\n<div class=\"related-wrap related-footer svelte-1t8qpgs\"><span class=\"related-label svelte-1t8qpgs\">Cite\u0219te \u0219i<\/span><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/economie\/pretul-motorinei-se-apropie-de-cel-de-dinaintea-2523745.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-c\/c9bf90bb-c2f9-46ad-a68e-ec8d0003a3b7\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Pre\u021bul motorinei se apropie de cel de dinaintea r\u0103zboiului din Iran, la unele benzin\u0103rii<\/span><\/a><a class=\"related svelte-1t8qpgs\" data-gtrack='{\"event\":\"utm_click\",\"data\":{\"event_category\":\"article_related\"}}' href=\"https:\/\/adevarul.ro\/economie\/criza-politica-impinge-romania-spre-haos-economic-2523910.html\" title=\"Alt articol de interes pentru tine\"><img decoding=\"async\" class=\"thumb svelte-1t8qpgs\" src=\"https:\/\/cdn.adh.reperio.news\/image-4\/48c026ac-b2d9-4b32-ae43-b1a1eed81e34\/index.jpeg\" alt loading=\"lazy\" width=\"80\" height=\"54\"><span class=\"title svelte-1t8qpgs\">Criza politic\u0103 \u00eempinge Rom\u00e2nia spre haos economic. 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