{"id":1882660,"date":"2026-04-13T10:28:11","date_gmt":"2026-04-13T07:28:11","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1882660"},"modified":"2026-04-13T10:28:11","modified_gmt":"2026-04-13T07:28:11","slug":"scandal-urias-ratele-romanilor-s-au-triplat-dupa-cresterea-robor-bancile-audiate-in-plenul-consiliului-concurentei","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1882660","title":{"rendered":"Scandal uria\u0219: ratele rom\u00e2nilor s-au triplat dup\u0103 cre\u0219terea ROBOR. B\u0103ncile, audiate \u00een plenul Consiliului Concuren\u021bei"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/media.realitatea.net\/multimedia\/image\/201812\/w728\/6_leu_sm_61566600.jpg&#8221;]<\/p>\n<div class=\"article-box-content\">\n&lt;!&#8211;            <\/p>\n<div class=\"article-box-content\" role=\"section\" aria-label=\"Con&#539;inutul articolului\">&#8211;&gt;<\/p>\n<div id=\"digital-atelier-mobile\"><\/div>\n<div id=\"permanent-position-before-content\"><\/div>\n<div id=\"digital-atelier-desktop\"><\/div>\n<div class=\"realitatea-article-content-box\">\n<p>Consiliul Concuren\u021bei a finalizat raportul \u00een ancheta deschis\u0103 pe pia\u021ba bancar\u0103 privind posibile nereguli legate de modul de stabilire a indicelui ROBOR. Documentul a fost transmis institu\u021biilor financiare vizate, care au acum la dispozi\u021bie 30 de zile pentru a formula observa\u021bii.<\/p>\n<div id=\"adocean-mobile-positon\">\n<div data-ao-pid=\"1s3nVeO8d7fVQQxZ8qBwmwF8nJdHUjAHhp2PqUhQfRb.D7\"><\/div>\n<\/p><\/div>\n<p>Investiga\u021bia a fost declan\u0219at\u0103 \u00een 2022, \u00een contextul cre\u0219terii accelerate a ROBOR-ului, care a dus la majorarea ratelor pentru creditele \u00een lei. Spre exemplu, un credit de 350.000 de lei contractat pe o perioad\u0103 de 30 de ani avea \u00een 2021 o rat\u0103 lunar\u0103 de aproximativ 1.138 de lei, iar un an mai t\u00e2rziu, la cea mai mare valoare a indicatorului, aceasta a urcat la 3.124 de lei.<\/p>\n<p>Potrivit pre\u0219edintelui Consiliului Concuren\u021bei, dac\u0103 se confirm\u0103 suspiciunile de practici anticoncuren\u021biale, amenzile ar putea fi cele mai mari din istoria institu\u021biei, dep\u0103\u0219ind chiar sanc\u021biunile aplicate \u00een trecut pe pia\u021ba petrolier\u0103. Dup\u0103 perioada de observa\u021bii \u0219i audieri \u00een plen, decizia final\u0103 privind eventualele sanc\u021biuni este a\u0219teptat\u0103 la finalul lunii iunie.<\/p>\n<div id=\"truvid-desktop-postion\"><\/div>\n<div id=\"truvid-mobile-postion\"><\/div>\n<div id=\"adocean-desktop-positon\">\n<div data-ao-pid=\"1s3nVeO8d7fVQQxZ8qBwmwF8nJdHUjAHhp2PqUhQfRb.D7\"><\/div>\n<\/div>\n<\/div>\n<div data-ao-pid=\"acVcznEUnS79iL7oRf2OfNAAE8XviPKkQ6AW09XriFv.87\"><\/div>\n<div class=\"realitatea-add\">\n<div class=\"realitatea-in-article-partner\"><\/div>\n<\/div>\n<div class=\"realitatea-partners-news realitatea-partners-design\">\n<hr class=\"realitatea-partners-news-hr\">\n<div class=\"d-flex justify-content-center w-100 flex-row mt-5 mb-5\">\n                                <!--  &amp; \/32628511\/Realitatea.netV2_articol_mobile\/300x250_1 --><\/p>\n<div id=\"div-gpt-ad-1625071005196-0\"><\/div>\n<\/p><\/div>\n<hr class=\"realitatea-partners-news-hr\">\n<article class>\n<div class=\"article-box-image\">\n<figure>\n                    <a href=\"https:\/\/www.tabu.ro\/mihaela-radulescu-face-noi-acuzatii-la-adresa-familiei-lui-felix\/\" data-href=\"\/\/locale.realitatea.net\/2025\/09\/b0fc5c0b9449b35d2806ffbcc421df23.jpg\" class=\"progressive replace\" title=\"Mihaela R\u0103dulescu face noi acuza\u021bii la adresa familiei lui Felix\u00a0\" rel=\"noopener external nofollow\" target=\"_blank\"><br \/>\n                                    <img decoding=\"async\" src=\"https:\/\/media.realitatea.net\/multimedia\/placeholder\/placeholder-article.webp\" class=\"preview w-100\" alt=\"Articol partener\"><br \/>\n                    <\/a><br \/>\n                <\/figure>\n<\/p><\/div>\n<div class=\"article-box-section\">\n<h3>TABU.RO<\/h3>\n<\/p><\/div>\n<div class=\"article-box-title\">\n                <a href=\"https:\/\/www.tabu.ro\/mihaela-radulescu-face-noi-acuzatii-la-adresa-familiei-lui-felix\/\" title=\"Mihaela R\u0103dulescu face noi acuza\u021bii la adresa familiei lui Felix\u00a0\" rel=\"noopener external nofollow\" target=\"_blank\"><br \/>\n                    <span>Mihaela R\u0103dulescu face noi acuza\u021bii la adresa familiei lui Felix\u00a0<\/span><br \/>\n                <\/a>\n            <\/div>\n<\/article>\n<hr class=\"realitatea-partners-news-hr\">\n            <\/div>\n<\/p><\/div>\n<div class=\"articleBody\" data-key=\"articleBody\">Consiliul Concurentei a finalizat raportul in ancheta deschisa pe piata bancara privind posibile nereguli legate de modul de stabilire a indicelui ROBOR. Documentul a fost transmis institutiilor financiare vizate, care au acum la dispozitie 30 de zile pentru a formula observatii.Investigatia a fost declansata in 2022, in contextul cresterii accelerate a ROBOR-ului, care a dus la majorarea ratelor pentru creditele in lei. Spre exemplu, un credit de 350.000 de lei contractat pe o perioada de 30 de ani avea in 2021 o rata lunara de aproximativ 1.138 de lei, iar un an mai tarziu, la cea mai mare valoare a indicatorului, aceasta a urcat la 3.124 de lei.Potrivit presedintelui Consiliului Concurentei, daca se confirma suspiciunile de practici anticoncurentiale, amenzile ar putea fi cele mai mari din istoria institutiei, depasind chiar sanctiunile aplicate in trecut pe piata petroliera. Dupa perioada de observatii si audieri in plen, decizia finala privind eventualele sanctiuni este asteptata la finalul lunii iunie.<\/div>\n<\/p>\n<p>[analyse_source url=&#8221;https:\/\/www.realitatea.net\/stiri\/actual\/scandal-urias-ratele-romanilor-sau-triplat-dupa-cresterea-robor-bancile-audiate-in-plenul-consiliului-concurentei_69dcc53b2b9d99677d7db60c&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;https:\/\/media.realitatea.net\/multimedia\/image\/201812\/w728\/6_leu_sm_61566600.jpg&#8221;] &lt;!&#8211; &#8211;&gt; Consiliul Concuren\u021bei a finalizat raportul \u00een ancheta deschis\u0103 pe pia\u021ba bancar\u0103 privind posibile nereguli legate de modul de stabilire a indicelui ROBOR. Documentul a fost transmis institu\u021biilor financiare vizate, care au acum la dispozi\u021bie 30 de zile pentru a formula observa\u021bii. Investiga\u021bia a fost declan\u0219at\u0103 \u00een 2022, \u00een contextul cre\u0219terii [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,15],"class_list":["post-1882660","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-realitatea-net"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1882660","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1882660"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1882660\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1882660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1882660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1882660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}