{"id":188006,"date":"2015-01-19T22:59:12","date_gmt":"2015-01-19T19:59:12","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=188006"},"modified":"2015-01-19T22:59:12","modified_gmt":"2015-01-19T19:59:12","slug":"catalin-predoiu-plafonarea-agreata-cu-bancile-o-solutie-pentru-problemele-generate-de-instabilitatea-cursului-francului-elvetian","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=188006","title":{"rendered":"C\u0103t\u0103lin Predoiu: Plafonarea agreat\u0103 cu b\u0103ncile, o solu\u021bie pentru problemele generate de instabilitatea cursului francului elve\u021bian"},"content":{"rendered":"
\n

“\u00cen situa\u021bia<\/span> creat\u0103,<\/span>b\u0103ncile<\/span> ar trebui<\/span> s\u0103<\/span> se \u00eent\u00e2lneasc\u0103<\/span>\u00ee<\/span>ntre ele, \u00ee<\/span>ntre ele \u0219<\/span>i clien\u021bi<\/span>\u00a0\u0219<\/span>i s\u0103<\/span> discute cum adapteaz\u0103<\/span> contractele \u00ee<\/span>n noua conjunctur\u0103<\/span>. Ceea ce p\u00e2n\u0103<\/span> la urm\u0103 s-a \u00eent\u00e2mplat,<\/span> dovad\u0103<\/span> c\u0103<\/span>solu\u021bia<\/span> a fost corect\u0103. <\/span>Regret c\u0103 aceast\u0103<\/span> postare a n\u0103scut din partea premierului o reac\u0163ie la fel de intempestiv\u0103, dar gre\u015fit\u0103.<\/span> Am fost acuzat de populism. Nu v\u0103d unde e populism \u00ee<\/span>n \u00ee<\/span>ndemnul corect <\/span>ca b\u0103ncile<\/span> s\u0103<\/span> discute \u00eempreun\u0103<\/span> cu clien\u021bii<\/span> o solu\u021bie. <\/span>Deja azi <\/strong>dou\u0103<\/strong><\/span>b\u0103nci<\/strong><\/span> au adoptat sol<\/strong>u\u021bia<\/strong><\/span> respectiv<\/strong>\u0103<\/strong><\/span>, au plafonat cursul la un niv<\/strong>el<\/strong><\/span> suportabil. Exist<\/strong>\u0103<\/strong><\/span>\u0219<\/strong><\/span>i un cadru legal p<\/strong>entru<\/strong><\/span> ac<\/strong>east\u0103<\/strong><\/span>solu\u021bie.<\/strong><\/span> Art<\/strong>icolul<\/strong><\/span> 1271 din Codul Civil permite <\/strong>p\u0103r\u021bilor<\/strong><\/span> s<\/strong>\u0103<\/strong><\/span> adapteze contr<\/strong>actul<\/strong><\/span> pe teoria impreviziunii, <\/strong>atunci c\u00e2nd<\/strong><\/span> cond<\/strong>i\u021biile<\/strong><\/span> existente din contr<\/strong>act<\/strong><\/span> s-au sch<\/strong>imbat<\/strong><\/span> dramatic <\/strong>\u0219i una dintre p\u0103r\u021bi nu \u00ee\u0219i mai poate respecta obliga\u021biile. <\/strong><\/span>Pentru<\/span> a salva rela\u021bia<\/span> dintre cele dou\u0103<\/span>p\u0103r\u021bi,<\/span> noul Cod Civil permite o solu\u021bie<\/span> care a fost aplicat\u0103. Dac\u0103<\/span> Ponta ar fi citit cu calm \u0219i C<\/span>odul Civil<\/span>\u0219<\/span>i postarea mea, ar fi aflat care e solu\u021bia mea, solu\u021bie \u00eembr\u0103\u021bi\u0219at\u0103<\/span> de b\u0103nci<\/span>dou\u0103<\/span> zile mai t\u00e2rziu,” <\/span>a declarat <\/span>C\u0103t\u0103lin Predoiu.<\/span><\/p>\n

Prim-vicepre\u0219edintele PNL \u00eei sf\u0103tuie\u0219te pe clien\u021bii care au probleme cu plata ratelor s\u0103 mearg\u0103 la discu\u021bii cu b\u0103ncile \u00een grupuri \u0219i \u00eenso\u021bi\u021bi de avoca\u021bi.<\/p>\n

“\u00cempreun\u0103 cu un avocat <\/strong>\u0219<\/strong><\/span>i <\/strong>cu al\u021bi<\/strong><\/span>contractan\u021bi<\/strong><\/span> de prod<\/strong>use<\/strong><\/span> similare. For\u0163a de negociere e mai <\/strong>important\u0103. <\/strong><\/span>Din ce am v\u0103zut, b\u0103ncile au <\/strong>\u00een\u021beles<\/strong><\/span> c\u0103 t<\/strong>rebuie<\/strong><\/span> s\u0103 reac\u0163ioneze <\/strong>\u0219<\/strong><\/span>i s<\/strong>\u0103<\/strong><\/span> adapteze contractele.<\/strong> \u00cen caz contrar, orice parte are deschis\u0103 calea c\u0103tre justi\u021bie<\/span>, printr-un proces<\/span> care s\u0103<\/span> fie deschis \u0219i \u00een care s\u0103<\/span> se cear\u0103<\/span> adaptarea contractelor la<\/span> noile condi\u021bii<\/span>\u0219<\/span>i organizarea<\/span> obliga\u021biilor<\/span> reciproce pentru<\/span> a salva contractul. Nici b\u0103ncile<\/span> nu pot fi prejudiciate de dispari\u021bia<\/span> acestor<\/span> rapoarte<\/span> contractuale. \u0218<\/span>i contractul<\/span> s\u0103 fie la fel de rezonabil cum era \u00ee<\/span>n situa\u021bia<\/span>\u00ee<\/span>n care p\u0103r\u021bile<\/span> au contractat,” a spus el.<\/p>\n<\/div>\n

Source URL: https:\/\/www.digi24.ro\/stiri\/actualitate\/politica\/catalin-predoiu-plafonarea-agreata-cu-bancile-o-solutie-pentru-problemele-generate-de-instabilitatea-cursului-francului-elvetian-349055<\/p>\n","protected":false},"excerpt":{"rendered":"

“\u00cen situa\u021bia creat\u0103,b\u0103ncile ar trebui s\u0103 se \u00eent\u00e2lneasc\u0103\u00eentre ele, \u00eentre ele \u0219i clien\u021bi\u00a0\u0219i s\u0103 discute cum adapteaz\u0103 contractele \u00een noua conjunctur\u0103. Ceea ce p\u00e2n\u0103 la urm\u0103 s-a \u00eent\u00e2mplat, dovad\u0103 c\u0103solu\u021bia a fost corect\u0103. Regret c\u0103 aceast\u0103 postare a n\u0103scut din partea premierului o reac\u0163ie la fel de intempestiv\u0103, dar gre\u015fit\u0103. Am fost acuzat de populism. […]<\/p>\n","protected":false},"author":1,"featured_media":188007,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11],"class_list":["post-188006","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-digi24"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/188006","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=188006"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/188006\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/188007"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=188006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=188006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=188006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}