{"id":187738,"date":"2015-01-23T14:46:39","date_gmt":"2015-01-23T11:46:39","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=187738"},"modified":"2015-01-23T14:46:39","modified_gmt":"2015-01-23T11:46:39","slug":"criza-francului-elvetian-mugur-isarescu-chemat-la-palatul-cotroceni-incep-presiuni-si-pentru-scaderea-ratelor-in-euro","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=187738","title":{"rendered":"Criza francului elve\u021bian. Mugur Is\u0103rescu, chemat la Palatul Cotroceni. \u00cencep presiuni \u0219i pentru sc\u0103derea ratelor \u00een euro"},"content":{"rendered":"<div class=\"entry data-app-meta data-app-meta-article\" data-embed-base-url-canonical=\"https:\/\/www.digi24.ro\/embed\/stiri\/actualitate\/politica\/criza-francului-elvetian-mugur-isarescu-chemat-la-palatul-cotroceni-incep-presiuni-si-pentru-scaderea-ratelor-in-euro-350866\">\n<p data-index=\"1\">Cu prilejul \u00eent\u00e2lnirii au fost aduse \u00een discu\u021bie situa\u021bia creat\u0103 de aprecierea francului elve\u021bian, c\u00e2t \u0219i opiniile exper\u021bilor pe aceast\u0103 tem\u0103.\u00a0<\/p>\n<p data-index=\"2\"><a href=\"https:\/\/www.digi24.ro\/Stiri\/Digi24\/Economie\/Stiri\/Francul+elvetian+al+saselea+record+consecutiv+din+aceasta+saptam\" target=\"_blank\" data-skip-linkfix=\"1\" rel=\"noopener\">Cursul pentru francul elve\u0163ian anun\u0163at vineri<\/a> de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR) a crescut cu 1,5%, la 4,5817 lei, \u00eenregistr\u00e2nd astfel al \u015faselea maxim consecutiv \u00een ultimele \u015fapte \u015fedin\u0163e.<\/p>\n<p data-index=\"3\">Francul s-a apreciat puternic \u00eencep\u00e2nd de s\u0103pt\u0103m\u00e2na trecut\u0103, dup\u0103 ce Banca Central\u0103 a Elve\u0163iei a decis s\u0103 renun\u0163e la un curs minim de schimb de 1,2 franci\/euro.<\/p>\n<p data-index=\"4\">\u00centre timp, asocia\u0163iile de consumatori sus\u021bin c\u0103 b\u0103ncile ar trebui s\u0103 reduc\u0103 dob\u00e2nzile la toate creditele \u00een valut\u0103.<\/p>\n<p data-index=\"5\">\u201eB\u0103ncile au c\u00e2\u015ftigat destul de mult pentru a-\u015fi putea asuma o ajustare a ratei \u00een func\u0163ie de cursul de schimb\u201d, spune Alin Iacob, pre\u015fedintele Asocia\u0163iei Utilizatorilor Rom\u00e2ni de Servicii Financiare.<\/p>\n<p data-index=\"6\">P\u00e2n\u0103 acum, doar patru b\u0103nci au anun\u0163at c\u0103 vor sc\u0103dea temporar dob\u00e2nzile, \u00eens\u0103 numai \u00een cazul creditelor \u00een franci elve\u0163ieni. Totu\u0219i, presiunea cre\u015fte \u015fi asupra celor care au de pl\u0103tit rate \u00een euro.<\/p>\n<p data-index=\"7\">George Popa a luat un credit ipotecar de 100.000 de euro \u00een 2007 \u015fi spune c\u0103 a optat pentru aceast\u0103 moned\u0103 pentru c\u0103 francul era o moned\u0103 exotic\u0103.<\/p>\n<p data-index=\"8\">\u201e<span>Cursul la momentul respectiv era 3,6-3,7 lei pe euro, ast\u0103zi este 4,5 lei \u015fi cam at\u00e2t a crescut \u015fi rata.<\/span><\/p>\n<p data-index=\"9\">Toate m\u0103surile s\u0103 nu fie limitate la franci elve\u0163ieni \u015fi s\u0103 fie ni\u015fte reguli care s\u0103 se aplice tuturor \u00eemprumuta\u0163ilor\u201d, spune el.<\/p>\n<p data-index=\"10\">\u00cen 2007, dob\u00e2nzile la creditele \u00een franci erau de 5,5 la sut\u0103, \u00een timp ce la euro erau de 7,5 la sut\u0103, iar la cele \u00een lei de 8,5 la sut\u0103. <\/p>\n<p data-index=\"11\">La un credit ipotecar de 100.000 de euro, rata ar fi fost egal\u0103 cu 2.500 de lei. Aceea\u015fi sum\u0103, \u00eemprumutat\u0103 \u00een franci elve\u0163ieni, aducea o rat\u0103 cu 370 de lei mai mic\u0103.<\/p>\n<p data-index=\"12\">De altfel, \u0219i Banca Na\u0163ional\u0103 a atras aten\u021bia asupra acestui lucru.<\/p>\n<p data-index=\"13\">\u201e<span>Dac\u0103 urm\u0103rim s\u0103 reglement\u0103m strict numai problema francului, m\u00e2ine va ap\u0103rea problema euro. Cum o rezolv\u0103m? Volumul creditelor \u00een euro este mai mare\u201d, a spus Nicolae Cintez\u0103, \u015feful Direc\u0163iei de Supraveghere a BNR.<\/span><\/p>\n<p data-index=\"14\">O solu\u0163ie propus\u0103 de clien\u0163ii b\u0103ncilor este transformarea creditelor din valut\u0103 \u00een lei, la un curs sub cel actual. Bancherii se opun.<\/p>\n<p data-index=\"15\">\u201e<span>\u00cen contract scrie clar, dac\u0103 se \u00eemprumut\u0103 ceva \u00eentr-o form\u0103, trebuie returnat \u00een aceea\u0219i form\u0103. \u00cen Rom\u00e2nia, creditul s-a acordat \u00een valut\u0103, trebuie returnat \u00een valut\u0103, spune Florin D\u0103nescu, pre\u0219edintele executiv al Asocia\u021biei Rom\u00e2ne a B\u0103ncilor.<\/span><\/p>\n<p data-index=\"16\">Cele mai multe credite acordate popula\u0163iei sunt \u00een euro.\u00a0<\/p>\n<\/div>\n<p> Source URL: https:\/\/www.digi24.ro\/stiri\/actualitate\/politica\/criza-francului-elvetian-mugur-isarescu-chemat-la-palatul-cotroceni-incep-presiuni-si-pentru-scaderea-ratelor-in-euro-350866<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cu prilejul \u00eent\u00e2lnirii au fost aduse \u00een discu\u021bie situa\u021bia creat\u0103 de aprecierea francului elve\u021bian, c\u00e2t \u0219i opiniile exper\u021bilor pe aceast\u0103 tem\u0103.\u00a0 Cursul pentru francul elve\u0163ian anun\u0163at vineri de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR) a crescut cu 1,5%, la 4,5817 lei, \u00eenregistr\u00e2nd astfel al \u015faselea maxim consecutiv \u00een ultimele \u015fapte \u015fedin\u0163e. Francul s-a apreciat puternic \u00eencep\u00e2nd [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":187739,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11],"class_list":["post-187738","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-digi24"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/187738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=187738"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/187738\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/187739"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=187738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=187738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=187738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}