{"id":1775730,"date":"2026-02-17T11:17:05","date_gmt":"2026-02-17T08:17:05","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1775730"},"modified":"2026-02-17T11:17:05","modified_gmt":"2026-02-17T08:17:05","slug":"robor-la-trei-luni-a-coborat-marti-la-581","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1775730","title":{"rendered":"ROBOR la trei luni a cobor\u00e2t mar\u0163i la 5,81%"},"content":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;&#8221;]<\/p>\n<div class=\"td-post-content tagdiv-type\">\n<div class=\"td-post-featured-image\"><a href=\"https:\/\/locale.realitatea.net\/2023\/03\/0366a1ea7f8994ec1e7e8cf2df33741f.webp\" data-caption><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"688\" class=\"entry-thumb td-modal-image\" src=\"https:\/\/locale.realitatea.net\/2023\/03\/0366a1ea7f8994ec1e7e8cf2df33741f.webp\" alt title=\"ROBOR la trei luni a cobor\u00e2t mar\u0163i la 5,81%\"><\/a><\/div>\n<h3>Indicele ROBOR la trei luni a sc\u0103zut mar\u0163i la 5,81% pe an, de la 5,83% pe an c\u00e2t a fost \u00een \u015fedin\u0163a precedent\u0103, conform datelor publicate de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR).<\/h3>\n<p>Indicele la \u015fase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 5,85% pe an, de la 5,88%\/an luni, iar\u00a0<a href=\"https:\/\/www.radioromania.ro\/economic\/robor-la-trei-luni-a-coborat-la-5-88-pe-an-id146453.html\" target=\"_blank\" rel=\"noopener\">ROBOR\u00a0<\/a>la 12 luni a sc\u0103zut la 6,03%\/an, de la 6,06%.<\/p>\n<p>\u00cen ceea ce prive\u015fte indicele de referin\u0163\u0103 pentru creditele consumatorilor (IRCC), reglementat de OUG 19\/2019, acesta este de 5,68% pe an, fiind calculat ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din trimestrul III 2025.<\/p>\n<\/div>\n<p>[analyse_source url=&#8221;https:\/\/realitateadeteleorman.net\/robor-la-trei-luni-a-coborat-marti-la-581\/&#8221;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[analyse_image type=&#8221;featured&#8221; src=&#8221;&#8221;] Indicele ROBOR la trei luni a sc\u0103zut mar\u0163i la 5,81% pe an, de la 5,83% pe an c\u00e2t a fost \u00een \u015fedin\u0163a precedent\u0103, conform datelor publicate de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR). Indicele la \u015fase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 5,85% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[226,180],"class_list":["post-1775730","post","type-post","status-publish","format-standard","hentry","category-romania","tag-crawlmanager","tag-realitateadeteleorman-net"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1775730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1775730"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1775730\/revisions"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1775730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1775730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1775730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}