{"id":1718367,"date":"2026-02-02T10:52:25","date_gmt":"2026-02-02T07:52:25","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1718367"},"modified":"2026-02-02T10:52:25","modified_gmt":"2026-02-02T07:52:25","slug":"cu-cardul-destept-primesti-inapoi-taxele-platite-in-rate-fara-dobanda","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1718367","title":{"rendered":"Cu Cardul De\u0219tept, PRIME\u0218TI \u00ceNAPOI TAXELE pl\u0103tite \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103"},"content":{"rendered":"
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Exim Banca Rom\u00e2neasc\u0103 lanseaz\u0103 o nou\u0103 campanie promo\u021bional\u0103 prin care de\u021bin\u0103torii de Carduri De\u0219tepte \u2013 cardul de credit Mastercard Standard<\/a> \u0219i cardul de credit Mastercard Gold<\/a>, pot recupera valoarea taxelor \u0219i impozitelor achitate \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103.<\/p>\n

Pentru a participa la aceast\u0103 campanie, posesorii cardurilor trebuie s\u0103 \u00ee\u0219i achite taxele \u0219i impozitele locale \u0219i apoi s\u0103 solicite conversia tranzac\u021biilor \u00eentr-un plan de rate f\u0103r\u0103 dob\u00e2nd\u0103. To\u021bi cei care utilizeaz\u0103 aceast\u0103 facilitate \u00een perioada 02 februarie \u2013 31 martie 2026 intr\u0103 automat \u00een tragerea la sor\u021bi pentru unul dintre cele 10 premii const\u00e2nd \u00een contravaloarea taxelor pl\u0103tite cu cardul de credit, \u00een limita a 1.500 de lei fiecare.<\/p>\n

Campania se adreseaz\u0103 at\u00e2t clien\u021bilor care de\u021bin un card de credit de la Exim Banca Rom\u00e2neasc\u0103, c\u00e2t \u0219i celor care solicit\u0103 un card de credit \u00een perioada promo\u021bional\u0103 \u0219i achit\u0103 taxele \u0219i impozitele \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103.<\/p>\n

Planul de rate f\u0103r\u0103 dob\u00e2nd\u0103 se poate aplica prin cele dou\u0103 optiuni disponibile: automat (activ\u00e2nd serviciul de plat\u0103 \u00een rate) sau prin apel \u00een Call Center. \u00cen func\u021bie de valoarea pl\u0103\u021bii, acesta poate fi:<\/p>\n\n\n\n\n\n\n\n
Valoare tranzac\u021bie<\/strong><\/td>\nPrin Call Center<\/strong><\/td>\nAutomat<\/strong><\/td>\n<\/tr>\n<\/thead>\n
200 \u2013 799 lei<\/strong><\/td>\n3 rate<\/strong><\/td>\n3 rate<\/strong><\/td>\n<\/tr>\n
800 \u2013 1.999 lei<\/strong><\/td>\n3 sau 6 rate<\/strong><\/td>\n6 rate<\/strong><\/td>\n<\/tr>\n
Peste 2.000 lei<\/strong><\/td>\n3, 6 sau 12 rate<\/strong><\/td>\n12 rate<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Cardul De\u0219tept de la Exim Banca Rom\u00e2neasc\u0103 este un instrument de plat\u0103 modern, sigur \u015fi flexibil, oferind multiple facilit\u0103\u021bi:<\/p>\n

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  • Program <\/strong>Rate De\u0219tepte cu<\/strong>0% dob\u00e2nd\u0103 \u0219i 0% comision de activare<\/strong>pentru cump\u0103r\u0103turi de cel pu\u021bin 200 lei, p\u00e2n\u0103 la 12 rate, la orice comerciant, din \u021bar\u0103 \u0219i str\u0103in\u0103tate (sunt exceptate tranzac\u021biile de tip transferuri de bani, tranzactii money send, top-up \u0219i c\u0103tre comercianti de tip Cripto).<\/em><\/li>\n
  • Cea mai generoas\u0103 perioad\u0103 de gra\u0163ie, de p\u00e2n\u0103 la 61 zile<\/strong>, \u00een care nu se pl\u0103te\u015fte dob\u00e2nd\u0103 pentru cump\u0103r\u0103turile la comercian\u0163i (inclusiv pentru rate).<\/li>\n
  • F\u0103r\u0103 comision anual pe via\u0163\u0103<\/strong>, dac\u0103 se utilizeaz\u0103 cardul la cump\u0103r\u0103turi \u00een valoare de cel pu\u0163in 18.000 lei \u00een anul anterior post\u0103rii comisionului.<\/li>\n
  • Asigurare gratuit\u0103 pentru cump\u0103r\u0103turile realizate at\u00e2t online, cat \u0219i \u00een magazinele fizice,\u00a0<\/strong>\u00een termen de 30 de zile de la data achizi\u021bionarii produsului.<\/li>\n
  • Acces gratuit la extrasul de cont<\/strong>prin e-mail, on-line prin Internet\/Mobile Banking, la sucursal\u0103 sau prin po\u015ft\u0103.<\/li>\n
  • Modalit\u0103\u021bi de rambursare variate<\/strong>, incluz\u00e2nd varianta confortabil\u0103 de auto-debit. Se deschide un cont curent, se alimenteaz\u0103 \u0219i banca retrage automat la data scaden\u021bei suma minim\u0103 de plat\u0103 sau suma total\u0103 datorat\u0103.<\/li>\n<\/ul>\n

    Exim Banca Rom\u00e2neasc\u0103 este o banc\u0103 universal\u0103 100% rom\u00e2neasc\u0103, aflat\u0103 \u00een top 10 cele mai mari institu\u0163ii de cre\u00addit dup\u0103 active.<\/p>\n<\/div>\n<\/div>\n