{"id":1285777,"date":"2026-01-06T09:58:42","date_gmt":"2026-01-06T06:58:42","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1285777"},"modified":"2026-01-06T09:58:42","modified_gmt":"2026-01-06T06:58:42","slug":"legea-pensiilor-private-promulgata","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1285777","title":{"rendered":"LEGEA PENSIILOR PRIVATE PROMULGAT\u0102"},"content":{"rendered":"<div class=\"td-post-content\">\n<div class=\"td-post-featured-image\"><a href=\"https:\/\/analyse.optim.biz\/wp-content\/uploads\/2026\/01\/pensie-privata.jpg\" data-caption><img loading=\"lazy\" decoding=\"async\" width=\"696\" height=\"348\" class=\"entry-thumb td-modal-image\" src=\"https:\/\/analyse.optim.biz\/wp-content\/uploads\/2026\/01\/pensie-privata-696x348-1.jpg\" title=\"pensie privata\"><\/a><\/div>\n<p>Rom\u00e2nii care contribuie la fondurile de pensii private vor putea retrage, dup\u0103 pensionare, cel mult 30% din suma acumulat\u0103, \u00eentr-o singur\u0103 tran\u0219\u0103. Restul banilor vor fi pl\u0103ti\u021bi lunar, pe o perioad\u0103 de maximum opt ani. Legea a fost\u00a0 adoptat\u0103 din nou de Parlament, \u00een decembrie, \u0219i promulgat\u0103 ieri de pre\u0219edintele Nicu\u0219or Dan.<\/p>\n<p>Ini\u021bial, legea prevedea o excep\u021bie pentru bolnavii de cancer, care ar fi putut retrage \u00eentreaga sum\u0103. Aceast\u0103 prevedere a fost \u00eens\u0103 declarat\u0103 neconstitu\u021bional\u0103 de Curtea Constitu\u021bional\u0103, iar forma final\u0103 a actului normativ nu mai permite retragerea integral\u0103 a banilor \u00een niciun caz.<\/p>\n<p>Concret, un participant la un fond de pensii private poate cere o singur\u0103 dat\u0103 plata a maximum 30% din valoarea activului s\u0103u personal, suma fiind acordat\u0103 \u00eenainte de \u00eenceperea pl\u0103\u021bilor lunare ale pensiei private.<\/p>\n<p>Potrivit noii legi, pl\u0103\u021bile vor fi f\u0103cute prin fonduri special create \u00een acest scop, numite fonduri de plat\u0103 a pensiilor private, care vor fi administrate de societ\u0103\u021bi specializate \u0219i doar cu autoriza\u021bia ASF.<\/p>\n<p>Actul normativ introduce \u0219i o sum\u0103 minim\u0103 necesar\u0103 pentru ca un participant s\u0103 poat\u0103 primi o pensie privat\u0103 \u0219i pentru ca activul s\u0103u personal s\u0103 fie transferat.<\/p>\n<p>Fondurile de plat\u0103 a pensiilor private vor fi de dou\u0103 tipuri. Unele vor func\u021biona pe baza retragerii programate, cu pl\u0103\u021bi lunare pe o perioad\u0103 limitat\u0103 de timp, de p\u00e2n\u0103 la opt ani. Altele vor fi fonduri de pensii viagere, care vor asigura pl\u0103\u021bi lunare pe toat\u0103 durata vie\u021bii beneficiarului sau, \u00een anumite cazuri, \u0219i a unui supravie\u021buitor.<\/p>\n<p>Legea privind plata pensiilor private va intra \u00een vigoare la un an de la publicarea \u00een Monitorul Oficial.<\/p>\n<p>P\u00e2n\u0103 atunci, normele tranzitorii prev\u0103d dou\u0103 op\u021biuni pentru \u00eencasarea banilor: se poate opta fie \u00eentre o plat\u0103 unic\u0103, integral\u0103, pe loc, a sumei acumulate, fie pentru pl\u0103ti lunare egale, e\u0219alonate, pe durata a cel mult 5 ani.<\/p>\n<p>Sistemul pensiilor administrate privat a dep\u0103\u0219it \u00een noiembrie, dup\u0103 17 ani de la lansare, pragul de 200 de miliarde de lei al activelor cumulate.<\/p>\n<\/div>\n<p> Source URL: https:\/\/newss.ro\/2026\/01\/06\/legea-pensiilor-private-promulgata\/<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rom\u00e2nii care contribuie la fondurile de pensii private vor putea retrage, dup\u0103 pensionare, cel mult 30% din suma acumulat\u0103, \u00eentr-o singur\u0103 tran\u0219\u0103. Restul banilor vor fi pl\u0103ti\u021bi lunar, pe o perioad\u0103 de maximum opt ani. Legea a fost\u00a0 adoptat\u0103 din nou de Parlament, \u00een decembrie, \u0219i promulgat\u0103 ieri de pre\u0219edintele Nicu\u0219or Dan. Ini\u021bial, legea prevedea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1285778,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[73],"class_list":["post-1285777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","tag-newss-ro"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1285777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1285777"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1285777\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/1285778"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1285777"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1285777"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1285777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}