{"id":1065060,"date":"2025-12-15T22:28:20","date_gmt":"2025-12-15T19:28:20","guid":{"rendered":"https:\/\/analyse.optim.biz\/?p=1065060"},"modified":"2025-12-15T22:28:20","modified_gmt":"2025-12-15T19:28:20","slug":"indicele-robor-la-trei-luni-a-coborat-la-619-pe-an","status":"publish","type":"post","link":"https:\/\/analyse.optim.biz\/?p=1065060","title":{"rendered":"Indicele ROBOR la trei luni a cobor\u00e2t la 6,19% pe an"},"content":{"rendered":"<article id=\"post-138298\" class=\"post-138298 post type-post status-publish format-standard has-post-thumbnail category-economie\">\n<div class=\"td-pb-row\">\n<div class=\"td-pb-span12\">\n<div class=\"td-post-header\">\n<div class=\"td-crumb-container\">\n<div class=\"entry-crumbs\"><span><a title class=\"entry-crumb\" href=\"https:\/\/realitateadeteleorman.net\/\">Acas\u0103<\/a><\/span><span><a title=\"Vede\u021bi toate articolele \u00een Economie\" class=\"entry-crumb\" href=\"https:\/\/realitateadeteleorman.net\/category\/economie\/\">Economie<\/a><\/span><span class=\"td-bred-no-url-last\">Indicele ROBOR la trei luni a cobor\u00e2t la 6,19% pe an<\/span><\/div>\n<\/div>\n<header class=\"td-post-title\">\n<h1 class=\"entry-title\">Indicele ROBOR la trei luni a cobor\u00e2t la 6,19% pe an<\/h1>\n<div class=\"td-module-meta-info\">\n<div class=\"td-post-author-name\">\n<div class=\"td-author-by\">De c\u0103tre<\/div>\n<p><a href=\"https:\/\/realitateadeteleorman.net\/author\/teleormanrealitatea-net\/\">Realitatea De Teleorman<\/a><\/p>\n<div class=\"td-author-line\"> &#8211; <\/div>\n<\/div>\n<p><span class=\"td-post-date\"><time class=\"entry-date updated td-module-date\" datetime=\"2025-12-15T14:48:37+02:00\">15\/12\/2025<\/time><\/span><\/div>\n<\/header>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"td-pb-row\">\n<div class=\"td-pb-span12 td-main-content\" role=\"main\">\n<div class=\"td-ss-main-content\">\n<div class=\"td-post-content tagdiv-type\">\n<div class=\"td-post-featured-image\"><a href=\"https:\/\/analyse.optim.biz\/wp-content\/uploads\/2025\/12\/358e43aa87488a8f497525ee65a0f416.jpg\" data-caption><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"688\" class=\"entry-thumb td-modal-image\" src=\"https:\/\/analyse.optim.biz\/wp-content\/uploads\/2025\/12\/358e43aa87488a8f497525ee65a0f416.jpg\" title=\"Indicele ROBOR la trei luni a cobor\u00e2t la 6,19% pe an\"><\/a><\/div>\n<h3>Indicele ROBOR la trei luni a sc\u0103zut, luni, 15 decembrie, la 6,19% pe an, de la 6,20% pe an \u00een \u015fedin\u0163a precedent\u0103, conform datelor publicate de Banca Na\u0163ional\u0103 a Rom\u00e2niei (BNR).<\/h3>\n<p>Indicele la \u015fase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 6,33% pe an, de la 6,34%, iar ROBOR la 12 luni a sc\u0103zut la 6,53% de la 6,54%.<\/p>\n<p>\u00cen ceea ce prive\u015fte indicele de referin\u0163\u0103 pentru creditele consumatorilor (IRCC), reglementat de OUG 19\/2019, acesta este de 6,06% pe an, fiind calculat ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din trimestrul II 2025, cel mai ridicat nivel \u00eenregistrat p\u00e2n\u0103 acum de acesta.<\/p>\n<\/div>\n<footer>\n<div class=\"td-post-sharing-bottom\">\n<div class=\"td-post-sharing-classic\"><iframe frameborder src=\"https:\/\/www.facebook.com\/plugins\/like.php?href=https:\/\/realitateadeteleorman.net\/indicele-robor-la-trei-luni-a-coborat-la-619-pe-an\/&amp;layout=button_count&amp;show_faces=false&amp;width=105&amp;action=like&amp;colorscheme=light&amp;height=21\"><\/iframe><\/div>\n<div id=\"td_social_sharing_article_bottom\" class=\"td-post-sharing td-ps-bg td-ps-padding td-ps-rounded td-post-sharing-style4 \">\n<div class=\"td-post-sharing-visible\"><a class=\"td-social-sharing-button td-social-sharing-button-js td-social-network 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15\/12\/2025 Indicele ROBOR la trei luni a sc\u0103zut, luni, 15 decembrie, la 6,19% pe an, de la 6,20% pe an \u00een \u015fedin\u0163a precedent\u0103, conform datelor publicate de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1065061,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[89],"tags":[180],"class_list":["post-1065060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-romania","tag-realitateadeteleorman-net"],"_links":{"self":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1065060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1065060"}],"version-history":[{"count":0,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/posts\/1065060\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=\/wp\/v2\/media\/1065061"}],"wp:attachment":[{"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1065060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1065060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/analyse.optim.biz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1065060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}